Where Do Seniors Live in Florida

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Unveiling the Best Retirement Destinations

Florida, the “Sunshine State,” has long been a preferred destination for retirees, and it’s easy to see why. With its pleasant winters, beautiful beaches, and low tax burden, Florida is indeed a haven for seniors. But with the state’s diverse range of cities and towns, the question arises, “Where do seniors live in Florida?”

In this article, we’ll explore the top retirement destinations in Florida, taking into account factors like affordability, quality of life, access to health care, and recreational opportunities.

1. Punta Gorda

Punta Gorda is an idyllic harbor town on Florida’s southwest side. The town doesn’t have a beach, but it does offer several alluring qualities. With 14 public parks, a vibrant downtown area, a wildlife preserve, delectable dining options, and a beautiful year-round warm climate, Punta Gorda attracts many retirees. The median age in this town is 65, and crime is almost non-existent. Real estate is affordable here, with the median home price in 2022 being $460,000.

This tranquil community is perfect for those looking to escape the hustle of tourist-driven beach towns and seeking a peaceful retirement driven by community spirit.

2. The Villages

The Villages is a paradise in Central Florida, an hour northwest of Orlando. Known for golfing, shopping, and entertainment, this retirement community is unique for its extensive use of golf carts as a primary mode of transport. This active community always has something going on, making it a popular destination for retirees seeking a socially engaging lifestyle combined with recreational activities.

3. Naples

Naples is an upscale retirement community known for its beautiful beaches, fishing, golfing, and boutique shopping. The city hosts numerous events and festivals throughout the year. The biggest draw for retirees is the city’s 17 miles of award-winning white-sand beaches3. Naples also regularly tops Gallup’s list for overall health and well-being, making it an attractive location for healthy, active retirees.

4. Palm Beach

Palm Beach is home to some of the wealthiest people in the country and many celebrities. This upscale community is known for its luxury, class, and prestige. With the median single-family home price now well over $2 million, Palm Beach is an ideal retirement destination for those who have a considerable nest egg saved up.

5. Venice

Both Forbes and Retirement Living have ranked Venice among the top places to retire in Florida. Known for its beautiful white sandy beaches, breathtaking sunsets, and a robust art scene, Venice strikes the perfect balance of having the amenities of a larger town with the community feel of a smaller beach town. With the median home price in 2022 at around $470,000, housing is still affordable considering the location.

6. Sarasota

Ranked as the best place to retire in Florida, Sarasota is famous for its retirement community, excellent health care, and numerous opportunities for entertainment and recreation.

7. Pensacola

Pensacola offers a beach view with stellar affordability. The city boasts the most museums, flea markets, and bingo halls per capita of all the cities on the list, along with the second-most music venues and golf options.

8. Tampa

Tampa has a moderate climate with an average winter temperature of 63 F, and the average summer temperature is a moderate 81.9 F. The city also offers a variety of entertainment options and has several high-performing hospitals.

9. Cape Coral / Fort Myers

Cape Coral / Fort Myers tops the list for recreation and entertainment, offering a wide spectrum of activities for every retiree. It’s home to the most active retirement communities in Florida.

10. Miami / Fort Lauderdale

Miami / Fort Lauderdale is a world-class city in general and a top choice for retirees. The city has a high walkability score, so it’s easy to get around and there’s a lot to do, including many shops and restaurants, excellent beaches, and art galleries.


When considering where do seniors live in Florida, the options are plentiful. Each location offers its unique charm, amenities, and lifestyle that cater to different preferences and needs. Whether you’re seeking a peaceful beach town, a vibrant city, or a cozy retirement community, Florida has a place for every retiree.

Remember, the key to finding your perfect retirement destination in Florida is to consider your lifestyle preferences, budget, and health care needs. By doing so, you’re sure to find a place that will make your golden years truly shine in the Sunshine State.

If you’re considering retirement in Florida, it’s essential to do your research and perhaps visit some of these top cities. Explore the communities, meet the residents, and get a feel for the lifestyle each place offers. This will help you make an informed decision about where to spend your retirement years.

Remember, retirement is a significant phase in life, and where you choose to spend it can significantly impact your overall happiness and satisfaction. So, take your time, weigh your options, and choose the place that feels like home. With its sunny climate, low taxes, and beautiful landscapes, Florida is sure to have a spot that’s just right for you.