If you're looking to retire, one place you could look to is the Land of Lincoln. One might imagine Chicago when one thinks of Illinois. However, outside of Chicago, Illinois is an excellent place if you're looking to retire to a world of lush farmland and balanced weather. There are many gorgeous state parks in Illinois and many quiet places for you to enjoy your retirement years. While it's infamous for having higher taxes, the state has an overall lower cost of living, which can counteract that tax bill you might be fearing.
The cost of living in Illinois is slightly less than the national average, about 5.5% less. Illinois is quite affordable outside of Chicago and can be a great place to retire. In almost all areas, Illinois has a lower cost of living. However, one area where Illinois is more expensive is transportation. Suppose you don't need to go anywhere. In that case, however, the state is quite affordable, especially in the housing department, where it's nearly 15 points below the national average and almost $100K cheaper than the rest of the country. So check out Illinois and see if it fits within your budget.
| COST OF LIVING | Illinois | United States |
|---|---|---|
| Overall | 94.5 | 100 |
| Grocery | 97.4 | 100 |
| Housing | 85.2 | 100 |
| Median Home Cost | $194,500 | $291,700 |
| Utilities | 95.8 | 100 |
| Transportation | 106.5 | 100 |
| Miscellaneous | 96.7 | 100 |
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