Montana, or the Treasure State, can be a hidden treasure if you're looking to retire. If you're more of a winter person, you're lucky, as the summers here are short and the winters are cold. Besides that, Montana is an excellent place if you love living in the mountains or enjoying a good bison burger. Not only that, there is a good amount of urban life too. There's a lot to do in this state, which is why many people are looking to retire here. But, what about the cost of living? Let's break down the prices in the next section.
Find senior living in Montana
Or describe what you needand our AI helps narrow down.
Surprisingly, the cost of living in Montana is almost 7 points more than the national average, but there is a catch. The cost of living comes from its groceries and housing are much more, but the median home cost and rent are less. Also, the utilities are nearly 12 points below the national average. So, it is possible to find an affordable home to retire to with low utility costs with a bit of luck. If you can find that, you're in for a state that can be breathtaking for you to be in, and we believe that you will love what you see.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Billings, MT
4.6 · 26 reviews
Bozeman, MT
4.5 · 19 reviews
Great Falls, MT
4.7 · 15 reviews
Missoula, MT
4.4 · 12 reviews
Kalispell, MT
4.3 · 12 reviews
Billings, MT
4.3 · 9 reviews
Caregivers who come to you
Bozeman, MT
5.0 · 32 reviews
Bozeman, MT
4.8 · 26 reviews
Missoula, MT
5.0 · 13 reviews
Helena, MT
2.3 · 3 reviews
Bozeman, MT
5.0 · 2 reviews
Kalispell, MT
55+ housing without daily care
Local pricing
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
Get matched
Tell us the city and care level you're considering. We'll send pricing and availability for Montana communities that match. No phone calls until you ask.
Loading the matching form…
Powered by SilverAssist. By submitting this form you agree to our privacy policy.
Standard weight charts may not provide the complete picture when it comes to health for women over 60. The National Institutes of Health continues to report that a BMI between 25 and 27, typically labeled as overweight for younger adults, may actually support bone health and help protect against osteoporosis in older women. You might…
The best smartphones for seniors in 2026, compared on the things that actually matter: screen clarity, hearing-aid compatibility, simple modes, emergency features, software support, and price. Our top picks for every budget and comfort level.
More than half of older adults who qualify for SNAP never sign up, often because they assume they earn too much. Special rules for people 60 and older, including a medical expense deduction, mean many qualify for far more than the minimum.
The best weekend trips for seniors are short, close to home, and built around one relaxed idea. Here are the kinds of short getaways that work well for older travelers, with real examples and how to plan one.
A hospital discharge for an older parent is a decision, not just a notice. Here is how discharge planning actually works, where families have leverage, and how to appeal a discharge you think is unsafe.
Over-the-counter hearing aids let adults with mild to moderate hearing loss skip the clinic and buy directly. Here is what they cost, who they fit, who should avoid them, and how they compare with prescription devices.
Request pricing from Montana communities that match your needs.
