Financial

Things you should ask before you buy Times are changing.  Fifty years ago, long-term care insurance wasn’t even really thought of.  For one thing, few people lived past their late 60’s and so long-term care wasn’t as much the norm as it is today.  The second thing is that extended families tended to stay closer… Continue reading Before You Buy Long-Term Insurance Coverage

Government Benefits for Seniors Over 65: A Detailed Guide Introduction Growing older is a journey, one that presents its own unique financial challenges. Thankfully, several countries, including the United States, offer a variety of assistance programs for citizens over the age of 65. These programs span health coverage, financial support, and essential services. This article… Continue reading Understanding Government Benefits for Seniors Over 65

Trends, Challenges, and the Road Ahead As the global population ages, senior care is becoming a significant focus for societies, healthcare professionals, and policymakers. This article explores the evolving landscape of senior care, highlighting key trends, examining existing challenges, and discussing possible solutions backed by intriguing data tables. 1. The Rising Senior Population The world… Continue reading 2023 The Changing Landscape of Senior Care

California’s allure of golden beaches, soaring mountains, lush vineyards, and cultural vibrancy makes it an appealing retirement destination. It offers a blend of lifestyle options, whether you prefer a serene oceanfront city, a peaceful mountain village, or an energetic urban area. This article explores the top ten cities in California ideal for retirees, taking into… Continue reading 2023 Top 10 Cities to Retire in California: An In-depth Analysis

Introduction: When searching for a luxury senior assisted living community, it’s important to find a place that provides exceptional care, upscale amenities, and a comfortable lifestyle. This comprehensive guide aims to assist you in prospecting luxury senior assisted living communities, offering step-by-step guidance to ensure you find the perfect community for yourself or your loved… Continue reading Luxury Senior Assisted Living: Your Path to a Perfect Fit

Life Insurance Made Simple In all its forms life insurance has one core benefit – it pays an income-tax-free death benefit directly to your beneficiary when you die. Life insurance also gives you options that can reduce taxes immediately, build tax-advantaged income for retirement and/or provide assets to offset estate taxes. The two major types… Continue reading Life Insurance Types Explained

Reverse Mortgages Satisfy Broad Range of Needs for Senior Homeowners William and Betty Ellis of Vancouver, WA, needed home modifications to make life more comfortable for Mrs. Ellis after she suffered a debilitating stroke. John and Helen Foy wanted to cruise the Pacific Coast Highway on their Harley-Davidson. What do these two seemingly unrelated stories have… Continue reading Reverse Mortgages Giving Seniors Extra Living Cash

Are you dreaming about retiring and having more time with your children and grandchildren, playing more golf, gardening or traveling? When can you afford to retire and what will that new stage of your life look like? According to the Employee Benefit Research Institute, a growing number of baby boomers say they’ll retire after age… Continue reading Delaying Retirement

HELENA – The latest scam against seniors is selling fake Medicare prescription cards to seniors under the new Federal Medicare Prescription Plan. Confusion surrounding the new and complex Medicare prescription drug benefit makes the elderly susceptible to scams popping up elsewhere, Montana state health officials warned Monday. Scam artists have been selling fake Medicare discount cards to seniors in Idaho… Continue reading Medicare Prescription Card Fraud Takes a New Twist

The Death Tax Not Gone  The death tax? Sounds funny, but it’s anything but.  There are still a great number of questions about estate taxes.  Unfortunately, many people believe the sound bites that have pronounced the death of the death tax.  These have been greatly exaggerated, to say the least.  Many people have the mistaken impression that the federal… Continue reading Is The Death Tax Gone?