Delaying Retirement

Are you dreaming about retiring and having more time with your children and grandchildren, playing more golf, gardening or traveling? When can you afford to retire and what will that new stage of your life look like? According to the Employee Benefit Research Institute, a growing number of baby boomers say they’ll retire after age… Continue reading Delaying Retirement

Medicare Prescription Card Fraud Takes a New Twist

HELENA – The latest scam against seniors is selling fake Medicare prescription cards to seniors under the new Federal Medicare Prescription Plan. Confusion surrounding the new and complex Medicare prescription drug benefit makes the elderly susceptible to scams popping up elsewhere, Montana state health officials warned Monday. Scam artists have been selling fake Medicare discount cards to seniors in Idaho… Continue reading Medicare Prescription Card Fraud Takes a New Twist

Elements of a Written Contract

Contract Elements – Contract Formationby: Fran Przyblewski   An introduction to contracts  The term “contract” can sound a bit ominous to many people.  Because of this, salespeople often use the term “agreement“, instead of the word “contract” because it is less intimidating.  However, whether you are signing an agreement or a contract, it still boils down to the same thing. … Continue reading Elements of a Written Contract