Financial

Baby Boomers own life insurance at higher rates than any other generation, with 57% having senior life insurance coverage according to LIMRA’s 2024 Insurance Barometer Study. Seniors typically purchase life insurance to cover final expenses, pay off remaining debts, replace income for surviving spouses, and leave a legacy to family members. The costs vary considerably by age… Continue reading 7 Best Senior Life Insurance Reviews for Ages 60-85 (2025 Rates)

The cost gap between states for assisted living facilities is startlingly wide. Seniors in New Hampshire pay $8,248 per month, while those in Louisiana spend just $2,946 – less than half the national median of $5,350. Assisted living costs have surged nearly 19% since 2021, making budget-friendly options more crucial than ever. One in seven… Continue reading 15 Most Affordable Assisted Living Facilities by State [2025 Guide]

Senior day care costs significantly less than other care options in 2025, with a median daily rate of $101 compared to $220 for in-home health aide services. This translates to monthly savings of thousands of dollars for families seeking quality care for their aging loved ones. While costs vary widely across locations, from $48 per… Continue reading Senior Day Care Cost Guide: Real Pricing Data for 2025 (+ Money-Saving Tips)

Major retailers offer senior discounts starting as early as age 50, though most companies don’t publicize these deals. The savings can add up significantly for older shoppers. Walgreens provides 20% off during monthly Seniors Day events, while Kohl’s offers 15% discounts every Wednesday for customers over 60. Several grocery chains feature 5-10% savings on designated days, and… Continue reading 10 Surprising Discounts for Seniors That Stores Don’t Advertise

Travelers aged 55 and older can save up to 15% on cruise vacations through dedicated senior discount programs offered by major cruise lines, according to industry data. MSC Cruises extends up to 10% off for passengers aged 65 and older on select sailings. Meanwhile, AARP members qualify for discounts reaching 15% on certain cruises, plus… Continue reading 15 Best Senior Discounts on Cruises for 2025 (Save Up to 70%)

Nearly 10 million older adults struggled to pay for housing before the COVID-19 pandemic began. The number has grown significantly with today’s skyrocketing inflation and rising rents. Housing costs represent the largest expense in household budgets for adults over 55. Several government programs exist to address this challenge for seniors living on fixed incomes. The… Continue reading Housing for Seniors on Social Security: Finding Affordable Options

Nearly 90% of older adults take at least one prescription medication daily, while a three-day hospital stay averages around $30,000. These costs create significant financial pressure for many seniors living on fixed incomes in New Jersey. New Jersey offers multiple assistance programs designed to reduce these expenses for older residents. The state’s prescription assistance programs lower medication… Continue reading 15 Money-Saving Benefits for Seniors Over 60 in New Jersey

Georgia seniors can access discounts of up to 50% on travel, dining, and essential services throughout the state. Many of these money-saving opportunities remain largely unknown to eligible residents. Georgia Power offers a $24 monthly discount for qualifying seniors, while property tax reductions of $2,000 are available for eligible homeowners. Restaurant chains including Applebee’s and Denny’s provide… Continue reading 17 Senior Citizen Discounts in Georgia: The Complete List for 2025

Colorado ski resorts offer completely free skiing for seniors aged 80 and above at several locations across the state. This represents just one of many substantial discounts available to older residents and visitors. Senior discounts in Colorado extend far beyond recreation. Grocery chains like Safeway provide 10% savings on specific days, while Denver residents 60… Continue reading 18 Best Senior Discounts in Colorado You Need to Know in 2025

Virginia currently houses 542 senior living communities, yet only 40 meet top resident satisfaction ratings. The Fairfax County Redevelopment and Housing Authority (FCRHA) manages 11 dedicated properties for seniors – 9 affordable communities and 2 assisted living facilities across the county. Monthly rents start at $1,695 for two-bedroom units, with income-based options making senior housing accessible… Continue reading How to Find Affordable Fairfax County Senior Housing: A Family Guide (2025)