If you're looking to retire, The Grand Canyon State could be what you need. While the temperatures can get hot during the summer, it does have cool winters, cold nights, and a mixture of other types of weather. So while it's essential to be mindful of the weather, mainly when it can get up to 120 degrees F in the peak of summer, that's all the better reason to enjoy a nice drink by the pool. With beautiful state parks, a growing economy, and many other surprises, Arizona is a surprising place where many seniors are moving to, and maybe you should too.
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The living costs in Arizona is slightly below the national average. While housing, groceries, and utilities are slightly above the national average, the state ranks below the national average regarding transportation and other expenses. The median home cost is less expensive than the US average, costing $66K less than the national average. However, rent can be slightly more costly compared to the national average. In any state, the cost can depend on where you live. Because the cost of living in Arizona is inconsistent, it would be best to research the city you're interested in living at to avoid any hidden surprises.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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Hand-picked from our directory

Peoria, AZ
3.7 · 72 reviews

Peoria, AZ
4.1 · 51 reviews

Mesa, AZ
4.0 · 50 reviews

Tucson, AZ
4.3 · 41 reviews

Glendale, AZ
4.2 · 41 reviews

Cottonwood, AZ
4.6 · 40 reviews
Caregivers who come to you

Tucson, AZ
4.6 · 473 reviews

Sierra Vista, AZ
4.8 · 244 reviews

Yuma, AZ
4.8 · 179 reviews

Sun City, AZ
4.7 · 117 reviews

Sahuarita, AZ
4.6 · 103 reviews

Marana, AZ
4.8 · 99 reviews
55+ housing without daily care
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Social Security can now hold back up to 50 percent of a monthly benefit to recover an overpayment, up from the 10 percent cap in place a year earlier. Here is why the rate changed, who it affects, and the three forms that can stop or shrink the withholding.

A new federal law requires adults ages 19 to 64 on expanded Medicaid to work, volunteer, or study 80 hours a month to keep their coverage, starting by January 1, 2027. People 65 and older and those on disability are exempt, but adults 50 to 64 are expected to lose coverage in the largest numbers, often over paperwork rather than refusing to work.

Medicare's fall Open Enrollment runs October 15 through December 7, 2026, for coverage that starts January 1, 2027. The out-of-pocket cap on Part D drug costs rises to $2,400 and the deductible to $700. Here is what changed, the one letter you need to read, and how to compare plans before the window closes.

A federal tax law now gives most people 65 and older an extra $6,000 deduction, or $12,000 per couple, for tax years 2025 through 2028. It is not the same as ending taxes on Social Security. Here is who qualifies, how the income phaseout works, and how to claim it.

A 2025 federal law raised the age for SNAP work requirements from 54 to 64. Many adults in their late 50s and early 60s now have to work, train, or volunteer 80 hours a month to keep food benefits, and several long-standing exemptions are gone. Here is who is affected, who is not, and what to do.

There is no single best phone for an older adult, only three routes worth considering: a simple flip phone, a simplified smartphone, or a regular phone set up properly. Here is what separates them, what each actually costs a month, and how to tell which one fits.
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