Senior living in Texas
Everything is bigger in Texas, including the retirement opportunities. Many seniors are moving to the Lone Star state, where the summers are hot, and the winters are mild. Texas is known for its larger-than-life personality, but it's a state of beauty as well. You can retire to a small desert town or move to one of the cities and experience some unique culture. Whether you decide to move to Texas, you're entering a world where your golden years will always be fun. With that said, what is the cost of living in Texas? Find out below.
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Cost of living in Texas
Texas is a state where the cost of living is almost 9 points below the national average, making it a great state to move to if you're on a budget. Where Texas excels is its housing costs, which are nearly 17 points below the national average. Also, Texas has a median home cost of over $100K below the national average. You will have to pay more for utilities, which are over 3 points above the norm, but otherwise, Texas is an affordable state to move to for a retiree. There's a reason why many are moving here, from its low taxes to its high boots. Visit there and see how it fares you.
Cost-of-living indices
100 = US average. Higher means more expensive.
- Overall
- 91.5
- Grocery
- 91.2
- Housing
- 83.5
- Utilities
- 103.3
- Transportation
- 90.9
- Misc.
- 97
Housing & rent
Statewide medians and averages.
- Median home
- $172,500
- Average rent
- $1,045
- Studio
- $863
- 1 bedroom
- $943
- 2 bedroom
- $1,077
- 3 bedroom
- $1,289
Care levels in Texas
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
- AL
Assisted Living
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
- MC
Memory Care
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
- IL
Independent Living
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
- HC
Home Care
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
- SNF
Nursing Homes
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
- SA
Senior Apartments
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Popular cities in Texas
- Houston, TX201 communities
- San Antonio, TX139 communities
- Dallas, TX116 communities
- Austin, TX92 communities
- Arlington, TX89 communities
- Allen, TX83 communities
- Fort Worth, TX82 communities
- Conroe, TX43 communities
- Carrollton, TX39 communities
- Cedar Park, TX35 communities
- El Paso, TX34 communities
- Garland, TX34 communities
Hand-picked from our directory
Top assisted living in Texas
Franklin Park - Appletree Court
Richardson, TX
4.8 · 54 reviews
Windsor Senior Living
Dallas, TX
4.5 · 53 reviews
Newforest Estates
San Antonio, TX
4.5 · 52 reviews
The Forum At The Woodlands
Conroe, TX
4.4 · 48 reviews
Regal Estates Of League City
League City, TX
4.4 · 48 reviews
Lewisville Estates
Coppell, TX
4.6 · 46 reviews
Caregivers who come to you
Top home care in Texas
55+ housing without daily care
Best senior apartments in Texas
Local pricing
Assisted living monthly cost by city in Texas
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
Common questions about senior living in Texas
- What types of senior care are available in Texas?
- Texas has communities offering assisted living, memory care, independent living, home care, and skilled nursing. Larger metros have more depth of options across all care levels; smaller markets may have fewer choices in any single category.
- How much does assisted living cost in Texas?
- Assisted living costs in Texas vary widely by metro, apartment size, and the resident's level of care. The national median is roughly $5,000 per month; major metros tend to run higher and rural areas lower. Each community sets its own pricing - request a written cost breakdown when you tour.
- Does Texas Medicaid pay for assisted living?
- Medicaid does not pay for room-and-board in assisted living, but Texas's Home and Community Based Services (HCBS) waiver may cover some assisted-living services for eligible residents. Coverage and eligibility vary - check directly with your state's Medicaid agency or an elder-law attorney.
- How do I evaluate a nursing home in Texas?
- Start with the CMS 5-star rating on Medicare.gov for any Medicare-certified facility, then look at the underlying staffing data and the most recent state inspection report. Tour the facility, watch staff interact with residents, and ask about staffing levels during evenings and overnight.
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