Florida is a state that needs little introduction. It's called The Sunshine State because it's sunny with mild winters year-round. It's known for its gorgeous beaches and beautiful resorts and is one of the golfing capitals of the world. Not to mention, it's home to many famous theme parks. If you're retiring to Florida, then chances are you want to spend your golden years having adventures, and we don't blame you. With that said, you may believe that the cost of living comes at a price. However, you might be surprised to learn that these costs are less than you think.
Find senior living in Florida
Or describe what you needand our AI helps narrow down.

The cost of living in Florida is about two points below the national average. The highest cost you will pay in this state is the cost of groceries, which are seven points above the national average. However, the housing and median home costs are below the average, though rent is higher. Florida's costs can depend on where you're retiring to; a country club in Miami will be a lot more than a small home in a small town. So do your research and see which area is appropriate for your budget. Then, make Florida your home.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
VerifiedCoconut Creek, FL
4.1 · 70 reviews

Haines City, FL
4.0 · 72 reviews

Vero Beach, FL
4.2 · 63 reviews

Clearwater, FL
4.3 · 59 reviews

Fernandina Beach, FL
4.5 · 58 reviews

Jupiter, FL
4.0 · 58 reviews
Caregivers who come to you

Jacksonville, FL
4.7 · 235 reviews

Longboat Key, FL
4.6 · 223 reviews

Ormond Beach, FL
4.5 · 202 reviews

Bagdad, FL
4.2 · 141 reviews

Boca Grande, FL
4.7 · 118 reviews

Fort Lauderdale, FL
4.6 · 118 reviews
55+ housing without daily care
Get matched
Tell us the city and care level you're considering. We'll send pricing and availability for Florida communities that match. No phone calls until you ask.
Loading the matching form…
Powered by SilverAssist. By submitting this form you agree to our privacy policy.

A federal tax law now gives most people 65 and older an extra $6,000 deduction, or $12,000 per couple, for tax years 2025 through 2028. It is not the same as ending taxes on Social Security. Here is who qualifies, how the income phaseout works, and how to claim it.

A 2025 federal law raised the age for SNAP work requirements from 54 to 64. Many adults in their late 50s and early 60s now have to work, train, or volunteer 80 hours a month to keep food benefits, and several long-standing exemptions are gone. Here is who is affected, who is not, and what to do.

There is no single best phone for an older adult, only three routes worth considering: a simple flip phone, a simplified smartphone, or a regular phone set up properly. Here is what separates them, what each actually costs a month, and how to tell which one fits.

Twelve retailers people ask about most, checked against what each company actually publishes on its own website. Most publish no senior discount at all, and saying so is more useful than a percentage nobody can honor at the register.

A normal blood oxygen level for seniors is 95 to 100 percent, the same as for any healthy adult, and it does not drop by the decade the way some charts claim. Here is what your pulse oximeter number means, when a low reading is an emergency, and why the device can read falsely high.

A desirable total cholesterol is under 200, with LDL under 100 and HDL over 60, and those targets are the same at 70 as they are at 40. Here is what your cholesterol numbers mean, how they really change with age, and when the number actually calls for treatment.
Request pricing from Florida communities that match your needs.