Assisted Living in Tennessee

How much does assisted living cost in Tennessee?

Pricing varies widely by city, apartment size, and the level of personal-care services needed. Most communities charge a base rate plus an a-la-carte fee for each additional service. Medicare does not pay for assisted living; Medicaid sometimes does in specific waiver programs that vary by state.

Tennessee has an affordable cost of living, being a little below 11 points the national average. In all aspects, including rent, Tennessee is cheaper than other states. The best example of this is its housing, over 20 points below the national average. The median home cost is a whopping $100K less than the average. Transportation is also affordable in Tennessee, allowing you to travel the state without paying too much. Overall, we believe that this state is one that you might want to retire to because of these facts. You can enjoy the retirement you deserve when you visit this state. Tennessee's cost-of-living index is 88.7 (100 = US average). The median home price is around $167,200. Average rent runs about $869 a month.

Assisted Living in Tennessee: common questions

How much does assisted living cost in Tennessee?

Tennessee has an affordable cost of living, being a little below 11 points the national average. In all aspects, including rent, Tennessee is cheaper than other states. The best example of this is its housing, over 20 points below the national average. The median home cost is a whopping $100K less than the average. Transportation is also affordable in Tennessee, allowing you to travel the state without paying too much. Overall, we believe that this state is one that you might want to retire to because of these facts. You can enjoy the retirement you deserve when you visit this state. Assisted Living runs $3,500 - $7,000 per month (US, 2026) nationally, and costs vary across Tennessee by city, care level, and community.

How many assisted living communities are in Tennessee?

We list 273 assisted living communities across 56 cities in Tennessee. Browse by city below to compare and request pricing.

What's the difference between assisted living and a nursing home?

Assisted living is for seniors who need help with daily tasks but are not medically fragile. Nursing homes provide 24-hour skilled medical care for seniors with serious health conditions or recovering from a hospital stay. Assisted living residents have apartments; nursing-home residents have rooms in a clinical setting.

Does Medicare or Medicaid pay for assisted living?

Medicare does not pay for assisted living room and board. Medicaid covers some assisted-living costs in many states through Home and Community Based Services (HCBS) waivers, but eligibility rules vary. Veterans may qualify for Aid and Attendance benefits to help cover assisted living.

Can you stay in assisted living if your health declines?

It depends on the community's licensing and care levels. Most communities offer multiple care levels and can adjust services as needs change. Some won't accommodate residents who need 24-hour skilled nursing, two-person transfers, or active hospice care - ask about their highest care level and move-out triggers before signing.