Home Care in Indiana

How much does home care cost in Indiana?

Most agencies require a minimum number of hours per visit, often 4 hours. Round-the-clock home care can run $20,000-$30,000+ per month, often more than a private room in assisted living. Long-term care insurance and VA Aid and Attendance can offset costs; Medicare covers medically prescribed home health (a different service) but not non-medical home care.

The cost of living in Indiana is 10 points below the national average. On average, the cost of a home is around $186,100, with utilities costing about slightly less than the national average, however, health and transportation are much cheaper a month compared to the rest of the country. . Overall, Indiana’s cost of living is much cheaper, with housing being almost half of what the national average is, compared to the rest of the country. If you’re looking to save money when you retire, this is a great place to look into, especially if you don’t want to move somewhere expensive. Indiana's cost-of-living index is 90 (100 = US average). The median home price is around $141,700. Average rent runs about $826 a month.

Home Care in Indiana: common questions

How much does home care cost in Indiana?

The cost of living in Indiana is 10 points below the national average. On average, the cost of a home is around $186,100, with utilities costing about slightly less than the national average, however, health and transportation are much cheaper a month compared to the rest of the country. . Overall, Indiana’s cost of living is much cheaper, with housing being almost half of what the national average is, compared to the rest of the country. If you’re looking to save money when you retire, this is a great place to look into, especially if you don’t want to move somewhere expensive. Home Care runs $25 - $45 per hour (US, 2026) nationally, and costs vary across Indiana by city, care level, and community.

How many home care communities are in Indiana?

We list 159 home care communities across 50 cities in Indiana. Browse by city below to compare and request pricing.

What's the difference between home care and home health care?

Home care is non-medical - help with daily activities, companionship, light housekeeping - and is typically paid privately. Home health care is medical care prescribed by a doctor (skilled nursing visits, physical therapy, wound care) and is usually covered by Medicare for limited periods.

How much does home care cost?

The US median is about $33 per hour, ranging from $25 in lower-cost areas to $45+ in major metros. Around-the-clock home care often runs $20,000-$30,000+ per month, which can exceed the cost of assisted living for similar care levels.

Does Medicare pay for home care?

Medicare doesn't pay for non-medical home care (companionship, help with bathing, meal prep). Medicare does pay for short-term home health care prescribed after a hospital stay, including skilled nursing visits and therapy. Veterans benefits, Medicaid waivers, and long-term care insurance may cover non-medical home care depending on eligibility.