Home Care in Massachusetts

How much does home care cost in Massachusetts?

Most agencies require a minimum number of hours per visit, often 4 hours. Round-the-clock home care can run $20,000-$30,000+ per month, often more than a private room in assisted living. Long-term care insurance and VA Aid and Attendance can offset costs; Medicare covers medically prescribed home health (a different service) but not non-medical home care.

If you want to move to Massachusetts, it will cost you. The cost of living is over 31 points higher than the national average, and every expense is also higher. The biggest challenge for living in Massachusetts is the housing, which costs nearly 80 points more than the average, with a median home costing almost $100k more. If you're looking to retire, you must have the money to do so. While there are affordable home options, they are less frequent than in the rest of the country. Keep that in mind when you're considering where to move. Massachusetts's cost-of-living index is 131.6 (100 = US average). The median home price is around $381,600. Average rent runs about $1,282 a month.

Home Care in Massachusetts: common questions

How much does home care cost in Massachusetts?

If you want to move to Massachusetts, it will cost you. The cost of living is over 31 points higher than the national average, and every expense is also higher. The biggest challenge for living in Massachusetts is the housing, which costs nearly 80 points more than the average, with a median home costing almost $100k more. If you're looking to retire, you must have the money to do so. While there are affordable home options, they are less frequent than in the rest of the country. Keep that in mind when you're considering where to move. Home Care runs $25 - $45 per hour (US, 2026) nationally, and costs vary across Massachusetts by city, care level, and community.

How many home care communities are in Massachusetts?

We list 215 home care communities across 89 cities in Massachusetts. Browse by city below to compare and request pricing.

What's the difference between home care and home health care?

Home care is non-medical - help with daily activities, companionship, light housekeeping - and is typically paid privately. Home health care is medical care prescribed by a doctor (skilled nursing visits, physical therapy, wound care) and is usually covered by Medicare for limited periods.

How much does home care cost?

The US median is about $33 per hour, ranging from $25 in lower-cost areas to $45+ in major metros. Around-the-clock home care often runs $20,000-$30,000+ per month, which can exceed the cost of assisted living for similar care levels.

Does Medicare pay for home care?

Medicare doesn't pay for non-medical home care (companionship, help with bathing, meal prep). Medicare does pay for short-term home health care prescribed after a hospital stay, including skilled nursing visits and therapy. Veterans benefits, Medicaid waivers, and long-term care insurance may cover non-medical home care depending on eligibility.