Home Care in Montana

How much does home care cost in Montana?

Most agencies require a minimum number of hours per visit, often 4 hours. Round-the-clock home care can run $20,000-$30,000+ per month, often more than a private room in assisted living. Long-term care insurance and VA Aid and Attendance can offset costs; Medicare covers medically prescribed home health (a different service) but not non-medical home care.

Surprisingly, the cost of living in Montana is almost 7 points more than the national average, but there is a catch. The cost of living comes from its groceries and housing are much more, but the median home cost and rent are less. Also, the utilities are nearly 12 points below the national average. So, it is possible to find an affordable home to retire to with low utility costs with a bit of luck. If you can find that, you're in for a state that can be breathtaking for you to be in, and we believe that you will love what you see. Montana's cost-of-living index is 106.9 (100 = US average). The median home price is around $230,600. Average rent runs about $810 a month.

Home Care in Montana: common questions

How much does home care cost in Montana?

Surprisingly, the cost of living in Montana is almost 7 points more than the national average, but there is a catch. The cost of living comes from its groceries and housing are much more, but the median home cost and rent are less. Also, the utilities are nearly 12 points below the national average. So, it is possible to find an affordable home to retire to with low utility costs with a bit of luck. If you can find that, you're in for a state that can be breathtaking for you to be in, and we believe that you will love what you see. Home Care runs $25 - $45 per hour (US, 2026) nationally, and costs vary across Montana by city, care level, and community.

How many home care communities are in Montana?

We list 11 home care communities across 5 cities in Montana. Browse by city below to compare and request pricing.

What's the difference between home care and home health care?

Home care is non-medical - help with daily activities, companionship, light housekeeping - and is typically paid privately. Home health care is medical care prescribed by a doctor (skilled nursing visits, physical therapy, wound care) and is usually covered by Medicare for limited periods.

How much does home care cost?

The US median is about $33 per hour, ranging from $25 in lower-cost areas to $45+ in major metros. Around-the-clock home care often runs $20,000-$30,000+ per month, which can exceed the cost of assisted living for similar care levels.

Does Medicare pay for home care?

Medicare doesn't pay for non-medical home care (companionship, help with bathing, meal prep). Medicare does pay for short-term home health care prescribed after a hospital stay, including skilled nursing visits and therapy. Veterans benefits, Medicaid waivers, and long-term care insurance may cover non-medical home care depending on eligibility.