Home Care in New Jersey

How much does home care cost in New Jersey?

Most agencies require a minimum number of hours per visit, often 4 hours. Round-the-clock home care can run $20,000-$30,000+ per month, often more than a private room in assisted living. Long-term care insurance and VA Aid and Attendance can offset costs; Medicare covers medically prescribed home health (a different service) but not non-medical home care.

New Jersey is a pricey state to live in, with the national average being over 25 points more than the rest of the country. In every area, New Jersey costs more. In most cases, it's only slightly more than the national average, but one area where that's not true is the cost of housing. Expect to pay 37 points more than the average, with the median home cost and rent expensive. However, many find the costs worth it, and with a bit of luck, you could find a good home in New Jersey that's much less than the national average. New Jersey's cost-of-living index is 125.1 (100 = US average). The median home price is around $335,600. Average rent runs about $1,334 a month.

Home Care in New Jersey: common questions

How much does home care cost in New Jersey?

New Jersey is a pricey state to live in, with the national average being over 25 points more than the rest of the country. In every area, New Jersey costs more. In most cases, it's only slightly more than the national average, but one area where that's not true is the cost of housing. Expect to pay 37 points more than the average, with the median home cost and rent expensive. However, many find the costs worth it, and with a bit of luck, you could find a good home in New Jersey that's much less than the national average. Home Care runs $25 - $45 per hour (US, 2026) nationally, and costs vary across New Jersey by city, care level, and community.

How many home care communities are in New Jersey?

We list 334 home care communities across 132 cities in New Jersey. Browse by city below to compare and request pricing.

What's the difference between home care and home health care?

Home care is non-medical - help with daily activities, companionship, light housekeeping - and is typically paid privately. Home health care is medical care prescribed by a doctor (skilled nursing visits, physical therapy, wound care) and is usually covered by Medicare for limited periods.

How much does home care cost?

The US median is about $33 per hour, ranging from $25 in lower-cost areas to $45+ in major metros. Around-the-clock home care often runs $20,000-$30,000+ per month, which can exceed the cost of assisted living for similar care levels.

Does Medicare pay for home care?

Medicare doesn't pay for non-medical home care (companionship, help with bathing, meal prep). Medicare does pay for short-term home health care prescribed after a hospital stay, including skilled nursing visits and therapy. Veterans benefits, Medicaid waivers, and long-term care insurance may cover non-medical home care depending on eligibility.