Home Care in New York

How much does home care cost in New York?

Most agencies require a minimum number of hours per visit, often 4 hours. Round-the-clock home care can run $20,000-$30,000+ per month, often more than a private room in assisted living. Long-term care insurance and VA Aid and Attendance can offset costs; Medicare covers medically prescribed home health (a different service) but not non-medical home care.

The cost of living in New York is nearly 40 points above the national average. While utilities are slightly less, everything else is more expensive, especially the housing. Expect to pay over 130 points more than the national average, with a median home cost that is also more expensive. Of course, much of this is due to living in NYC, where buying a home can cost you much money. However, if you look to move outside of the city, you can find much more affordable homes. You can also get the best of both worlds by moving to a smaller town closer to the city. New York's cost-of-living index is 139.1 (100 = US average). The median home price is around $313,700. Average rent runs about $1,280 a month.

Home Care in New York: common questions

How much does home care cost in New York?

The cost of living in New York is nearly 40 points above the national average. While utilities are slightly less, everything else is more expensive, especially the housing. Expect to pay over 130 points more than the national average, with a median home cost that is also more expensive. Of course, much of this is due to living in NYC, where buying a home can cost you much money. However, if you look to move outside of the city, you can find much more affordable homes. You can also get the best of both worlds by moving to a smaller town closer to the city. Home Care runs $25 - $45 per hour (US, 2026) nationally, and costs vary across New York by city, care level, and community.

How many home care communities are in New York?

We list 263 home care communities across 113 cities in New York. Browse by city below to compare and request pricing.

What's the difference between home care and home health care?

Home care is non-medical - help with daily activities, companionship, light housekeeping - and is typically paid privately. Home health care is medical care prescribed by a doctor (skilled nursing visits, physical therapy, wound care) and is usually covered by Medicare for limited periods.

How much does home care cost?

The US median is about $33 per hour, ranging from $25 in lower-cost areas to $45+ in major metros. Around-the-clock home care often runs $20,000-$30,000+ per month, which can exceed the cost of assisted living for similar care levels.

Does Medicare pay for home care?

Medicare doesn't pay for non-medical home care (companionship, help with bathing, meal prep). Medicare does pay for short-term home health care prescribed after a hospital stay, including skilled nursing visits and therapy. Veterans benefits, Medicaid waivers, and long-term care insurance may cover non-medical home care depending on eligibility.