Things you should ask before you buy Times are changing. Fifty years ago, long-term care insurance wasn’t even really thought of. For one thing, few people lived past their late 60’s and so long-term care wasn’t as much the norm as it is today. The second thing is that extended families tended to stay closer… Continue reading Before You Buy Long-Term Insurance Coverage
Category: Legal
Life Insurance Types Explained
Life Insurance Made Simple In all its forms life insurance has one core benefit – it pays an income-tax-free death benefit directly to your beneficiary when you die. Life insurance also gives you options that can reduce taxes immediately, build tax-advantaged income for retirement and/or provide assets to offset estate taxes. The two major types… Continue reading Life Insurance Types Explained
Filing an Age Discrimination Claim
Age discrimination is against the law and employers have often tried to get around age discrimination claims by holding severance pay as a hostage to signing an age discrimination waiver. The Equal Employment Opportunity Commission (“EEOC”) has issued regulations regarding severance agreements that are signed by people who could file an age discrimination claim. The employee now has an easier… Continue reading Filing an Age Discrimination Claim