How Much Does 24/7 In-Home Care Cost Per Month?

In home care cost

A growing body of research evidence shows that body cells, tissues, and organs weaken in old age. Aging can reduce body strength, imbalance energy levels, affect metabolism/homeostasis, deteriorating mental capacity, cause memory problems, and take a toll on your neurological and musculoskeletal systems.

As a result, you will find it challenging to perform your day-to-day tasks/chores. Aging reduces your motor skills and cognitive abilities. It can cause chronic conditions, such as Alzheimer’s disease or dementia. According to the World Health Organization (WHO), seniors find it challenging to:

  • Take care of personal hygiene:
    • Bathing
    • Grooming
    • Dressing
  • Perform household chores, like:
    • Cleaning
    • Laundry
    • Grocery shopping
    • Gardening
  • Maintain a balanced diet or consume nutrient-rich food
  • Maintain posture, leading to falls, slips, and accidents
  • Remember things, including medications, meals, etc.

These challenges cause a massive problem for families, particularly those busy or working in another city or country. Therefore, considering 24/7 in-home care is critical to reducing risks and improving your family member’s quality of life.

The question is: How much does 24/7 in-home care cost per month? Today’s article will answer this question and give essential details to help you make an informed decision. Read on!

Cost of 24/7 In-Home Care

According to the U.S Urban Institute, America will have over 80 million older adults by 2040. Seniors living in nursing homes and residential care facilities experience a wide range of problems, such as loss of freedom and isolation, leading to stress, depression, and anxiety.

Several studies have reported negligence and abusive conduct by nursing home staff. Because the staff-to-resident abuse in nursing homes surges, there is a significant shift from residential facilities to in-home care.

According to Common Wise Care, the average 24/7 in-home care can cost between $13,000 to $15,000 a month. Bear in mind that each state, city, or town has different hourly, daily, weekly, and monthly rates. The costs depend on various factors such as the location, assistance levels, caregiver’s experience, etc. Consider the following table:

Type of in-Home Care ServiceHourlyDailyWeeklyMonthly
24 Hour Home Health Care$23 to $25$550 to $555$3,800 to $4,000$15,000 to $16,000
24 Hour Companion Caregiver$22 to $25$520 to $550$3,600 to $3,800$14,000 to $15,000
In-Home Care Services

The cost of 24/7 in-home care varies from location to location, city to city, or state to state. Cost of living and the providers’ availability are other critical factors that play a crucial role in determining the expenses of 24/7 in-home care.

In addition, if you live in a rural area, expect to pay more than the national average because less densely populated areas have fewer services available. So, even if your cost of living is low in a rural area, the 24/7 in-home care service provider will charge more due to higher demand.

Paying for 24/7 In-Home Care

Most people pay for 24/7 in-home care using their income and savings. Family contributions help older adults streamline the process. However, some people seek other financial options to reduce the burden, which is a problem for low-income families in the United States.

There are fewer programs available for supporting 24/7 in-home care. Most financial assistance/programs have around-the-clock or non-medical home care limitations.

Although most health insurance programs cover home care services, they exclude 24/7 care. Therefore, ask your health provider about the details before hiring a 24/7 in-home caregiving service.

Type of Health ProgramDoes it cover home health care?Does it cover non-medical in-home care?Is it Available throughout the U.S?
MedicaidYesOccasionally and through the waiver programsWaivers programs are available in a few states
MedicareYesNoYes
PACEYesYesNo
Health Programs

Final Words

Living at home gives your older family member a sense of security, autonomy, and comfort. Although seniors can live in nursing homes and residential care facilities, these have several downsides that can take a massive toll on your beloved family member’s overall wellbeing and deteriorate their quality of life.

On the other hand, 24/7 in-home care is an excellent way to streamline your family member’s life, make them feel secure/comfortable/active, and improve their day-to-day life.

An experienced, qualified, and skilled caregiver offers compassionate companionship to your senior family member, supports/assists with activities of daily living (ADL), take care of their medication schedules, prepare nutrient-rich meals, and provides company throughout the day. Contact us today for more information!