If you're looking to retire, The Grand Canyon State could be what you need. While the temperatures can get hot during the summer, it does have cool winters, cold nights, and a mixture of other types of weather. So while it's essential to be mindful of the weather, mainly when it can get up to 120 degrees F in the peak of summer, that's all the better reason to enjoy a nice drink by the pool. With beautiful state parks, a growing economy, and many other surprises, Arizona is a surprising place where many seniors are moving to, and maybe you should too.
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The living costs in Arizona is slightly below the national average. While housing, groceries, and utilities are slightly above the national average, the state ranks below the national average regarding transportation and other expenses. The median home cost is less expensive than the US average, costing $66K less than the national average. However, rent can be slightly more costly compared to the national average. In any state, the cost can depend on where you live. Because the cost of living in Arizona is inconsistent, it would be best to research the city you're interested in living at to avoid any hidden surprises.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Peoria, AZ
3.7 · 72 reviews
Peoria, AZ
4.1 · 51 reviews
Mesa, AZ
4.0 · 50 reviews
Tucson, AZ
4.3 · 41 reviews
Glendale, AZ
4.2 · 41 reviews
Cottonwood, AZ
4.6 · 40 reviews
Caregivers who come to you
Operator verifiedMesa, AZ
4.6 · 23 reviews
Tucson, AZ
4.6 · 473 reviews
Sierra Vista, AZ
4.8 · 244 reviews
Yuma, AZ
4.8 · 179 reviews
Sun City, AZ
4.7 · 117 reviews
Sahuarita, AZ
4.6 · 103 reviews
55+ housing without daily care
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Guides for families
Resource library
The enhanced premium tax credits that held down Affordable Care Act premiums from 2021 through 2025 have expired, and Congress has not renewed them for 2027. The 400 percent subsidy cliff is back, and adults 50 to 64 face the steepest increases. Here is what changed and what to do during open enrollment.
Resource library
If you claim Social Security early and keep working, 2027 lets you earn more before any benefit is held back. The under-full-retirement-age limit rises to $25,560 a year. Here is how the earnings test works, what counts as earnings, and why the money that is withheld is not actually gone.
Resource library
For two years, a federal program quietly held down the premiums on stand-alone Medicare drug plans. It ends with the 2027 plan year, which is why some Part D premiums could jump more this Open Enrollment than they have recently. Here is what changed, who is affected, and how to protect your drug costs before December 7.
Buying guide
A refurbished iPhone 13 costs $233 and still takes iOS updates into 2027. For most older adults it is the better buy over a $1,199 Pro Max. Eight models compared, with battery life and accessibility settings weighted over camera specs.
Savings
No agency pays a $3,000 senior benefit; the figure is an SSI asset limit that got repackaged. Here are the programs that do exist, who qualifies, what to have ready, and where to get free help applying.
Savings
Find affordable lawn care for seniors through volunteer groups, local assistance programs, and competitive quotes. Learn how to request discounts and reduce ongoing yard maintenance costs.
More beyond care: all savings guides and all buying guides.
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