Arkansas is called by its residents as the Land of Opportunity, and for a retiring senior, there are indeed opportunities that abound. For a retiree, the state has various rivers and lakes to explore and even has hot springs. While the weather can be stormy, it can be a great state for people who love long summers. For nature lovers, this is the state to visit. Retirees also love Arkansas due to its low cost of living. So, if you're looking to retire without breaking the bank, this might be the state for you. Read below, and see what offerings Arkansas has for you.
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The cost of living in Arkansas is over 13% cheaper than in the rest of the US. Its most notable affordable aspect is its housing cost, nearly 25% cheaper than the national average. Its median home cost is also over half of the US average. Some states have something more expensive than the average, such as utilities, but Arkansas is cheaper in every regard. For a retiree, this state is perfect if you want affordability. Like any state, however, some places are more affordable than others, so be sure to do your research and plan accordingly.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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Hand-picked from our directory
Little Rock, AR
4.2 · 27 reviews
Little Rock, AR
4.2 · 17 reviews
Fayetteville, AR
3.4 · 17 reviews
Maumelle, AR
4.6 · 16 reviews
Little Rock, AR
4.2 · 16 reviews
Little Rock, AR
4.5 · 15 reviews
Caregivers who come to you
Little Rock, AR
4.6 · 103 reviews
Benton, AR
4.8 · 101 reviews
Fayetteville, AR
4.5 · 99 reviews
Little Rock, AR
4.7 · 96 reviews
Little Rock, AR
4.8 · 59 reviews
Little Rock, AR
4.7 · 45 reviews
55+ housing without daily care
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Guides for families
Resource library
For two years, a federal program quietly held down the premiums on stand-alone Medicare drug plans. It ends with the 2027 plan year, which is why some Part D premiums could jump more this Open Enrollment than they have recently. Here is what changed, who is affected, and how to protect your drug costs before December 7.
Resource library
In 2027, the full retirement age for Social Security finishes its long climb to 67. People born in 1960 are the first group to reach a full retirement age of exactly 67. Here is what that changes, what it does not, and how the age you claim still moves your check by hundreds of dollars a month.
Resource library
The federal government has stopped mailing most paper checks, and Social Security wants every beneficiary on direct deposit or a Direct Express card by the end of 2026. Fewer than 1 percent of recipients still get a check in the mail. Here is who is affected, how to switch, and the narrow exceptions that let a few people keep paper.
Savings
Section 8, Section 202, public housing and tax credit apartments explained in plain language: who qualifies, what rent really costs, what paperwork to gather, and how to work the waiting lists so you don't lose your place.
Savings
Costco does not offer senior discounts, but retirees have other ways to save through membership benefits. Compare the annual fee with potential savings on hearing aids, prescriptions, gas, and bulk essentials.
Savings
McDonald's senior discounts vary by location and usually apply to coffee or other beverages. Learn how to check eligibility, request senior pricing, and compare your savings with app offers.
More beyond care: all savings guides and all buying guides.
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