Many people imagine themselves retiring to the mountains. Well, in Colorado, this is possible. Colorado is well-known for its picture-perfect mountains, canyons, and immersive state parks. It's a state where you can retire to a quiet little mountain town, a large city, or something in-between. Because of all these perks, Colorado can be an excellent place for a retiree. While the cost of living can be slightly more than the US average, it also has affordable areas. Read below to see the breakdown of the cost of living and the best places to live.
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The cost of living in Colorado is slightly above the national average overall. One of its most notable differences is its housing costs, nearly 17 points above the national average. The median home cost can be more expensive as well. However, if you spend a lot on utilities, you're in luck. The price for utilities is over 12% below the national average. Another place where Colorado is good is in the grocery department. While it's only .01% less than the national average, its groceries are slightly less overall, and there are many places where you can buy fresh, healthy foods.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Westminster, CO
4.5 · 40 reviews
Aurora, CO
2.8 · 36 reviews
Colorado Springs, CO
4.2 · 34 reviews
Denver, CO
4.0 · 32 reviews
Arvada, CO
3.3 · 31 reviews
Colorado Springs, CO
4.0 · 29 reviews
Caregivers who come to you
Arvada, CO
4.4 · 194 reviews
Fort Collins, CO
4.8 · 129 reviews
Broomfield, CO
4.4 · 110 reviews
Broomfield, CO
4.5 · 99 reviews
Loveland, CO
4.4 · 95 reviews
Colorado Springs, CO
4.7 · 75 reviews
55+ housing without daily care
Aurora, CO
5.0 · 1 reviews
Fort Collins, CO
5.0 · 1 reviews
Lafayette, CO
5.0 · 1 reviews
Loveland, CO
5.0 · 1 reviews
Agate, CO
5.0 · 1 reviews
Agate, CO
5.0 · 1 reviews
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Guides for families
Resource library
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Resource library
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Resource library
The federal government has stopped mailing most paper checks, and Social Security wants every beneficiary on direct deposit or a Direct Express card by the end of 2026. Fewer than 1 percent of recipients still get a check in the mail. Here is who is affected, how to switch, and the narrow exceptions that let a few people keep paper.
Savings
Costco does not offer senior discounts, but retirees have other ways to save through membership benefits. Compare the annual fee with potential savings on hearing aids, prescriptions, gas, and bulk essentials.
Savings
McDonald's senior discounts vary by location and usually apply to coffee or other beverages. Learn how to check eligibility, request senior pricing, and compare your savings with app offers.
Buying guide
Compare 11 walking shoes for older women, with options for cushioning, stability, wider feet, and easy fastening. This guide covers fit, support, and trade-offs to help you choose a pair for your daily walks.
More beyond care: all savings guides and all buying guides.
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