If you want life to be a peach, Georgia could be the answer you're looking for in retirement. Georgia is the Empire State of the South and no wonder. When you're in Georgia, you're in a place with a warm, temperate climate, gorgeous outdoors, and lots to do in the urban areas. What makes Georgia fascinating is that you can get a taste of rural life, but if you like the urban world, Atlanta is right up your alley. Georgia is also close to several other iconic states, including Florida. So visit Georgia and see what it's about for a retiree. You'll be glad you did.
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Now, let's discuss the costs of living. Many seniors are moving to Georgia because the living costs are nearly 11 points below the national average, with everything being below except for rent. However, even rent is only slightly more than the national average. In addition, Georgia has low housing costs, almost 26 points below the norm, with a median home cost of over $100K less. So, in Georgia, it's possible to live in a beautiful area with a low cost of living. Whether you're moving to Atlanta or a small peach farm, you'll love what you see in the state.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Caregivers who come to you
Dallas, GA
4.5 · 389 reviews
Covington, GA
4.6 · 151 reviews
Alpharetta, GA
4.5 · 131 reviews
Warner Robins, GA
4.7 · 122 reviews
Kennesaw, GA
4.8 · 110 reviews
Saint Simons Island, GA
4.8 · 89 reviews
55+ housing without daily care
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Guides for families
Resource library
The enhanced premium tax credits that held down Affordable Care Act premiums from 2021 through 2025 have expired, and Congress has not renewed them for 2027. The 400 percent subsidy cliff is back, and adults 50 to 64 face the steepest increases. Here is what changed and what to do during open enrollment.
Resource library
If you claim Social Security early and keep working, 2027 lets you earn more before any benefit is held back. The under-full-retirement-age limit rises to $25,560 a year. Here is how the earnings test works, what counts as earnings, and why the money that is withheld is not actually gone.
Resource library
For two years, a federal program quietly held down the premiums on stand-alone Medicare drug plans. It ends with the 2027 plan year, which is why some Part D premiums could jump more this Open Enrollment than they have recently. Here is what changed, who is affected, and how to protect your drug costs before December 7.
Savings
Costco does not offer senior discounts, but retirees have other ways to save through membership benefits. Compare the annual fee with potential savings on hearing aids, prescriptions, gas, and bulk essentials.
Savings
McDonald's senior discounts vary by location and usually apply to coffee or other beverages. Learn how to check eligibility, request senior pricing, and compare your savings with app offers.
Buying guide
Compare 11 walking shoes for older women, with options for cushioning, stability, wider feet, and easy fastening. This guide covers fit, support, and trade-offs to help you choose a pair for your daily walks.
More beyond care: all savings guides and all buying guides.
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