Senior living in Mississippi
Many people retire to the South, and if you're considering that, one place to think about is the Hospitality State. Mississippi is a great state if you want to enjoy everything this area of the US has to offer, from its catfishing to its southern hospitality. The cost of living is low, which we will get to in a second. Weather-wise, you're in a state where it can be humid all year long, so you're in luck if you like an area without a harsh winter. Mississippi is a great state to live in, and we will break down the costs to tell you why.
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Cost of living in Mississippi
Many southern states have a low cost of living, and Mississippi is no exception. The cost of living is about 14 points below the national average, with every price being lower than the rest of the country. So if you're looking for a house, Mississippi is one of the best places to buy one, as its housing is 33.3 points lower than the national average, with the median home cost being much lower than the rest of the country. Even the rent is much cheaper compared to the national average. So if you want to retire in style, Mississippi is an affordable place for you to do so.
Cost-of-living indices
100 = US average. Higher means more expensive.
- Overall
- 86.1
- Grocery
- 93.2
- Housing
- 66.6
- Utilities
- 92.3
- Transportation
- 89.1
- Misc.
- 91.4
Housing & rent
Statewide medians and averages.
- Median home
- $119,000
- Average rent
- $780
- Studio
- $647
- 1 bedroom
- $684
- 2 bedroom
- $831
- 3 bedroom
- $989
Care levels in Mississippi
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
- AL
Assisted Living
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
- MC
Memory Care
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
- IL
Independent Living
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
- HC
Home Care
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
- SNF
Nursing Homes
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
- SA
Senior Apartments
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Popular cities in Mississippi
- Olive Branch, MS21 communities
- Southaven, MS19 communities
- Jackson, MS17 communities
- Brandon, MS14 communities
- Hattiesburg, MS13 communities
- Meridian, MS13 communities
- Gulfport, MS12 communities
- Laurel, MS8 communities
- Columbus, MS7 communities
- Greenville, MS7 communities
- Madison, MS7 communities
- Ocean Springs, MS7 communities
Hand-picked from our directory
Top assisted living in Mississippi

Carriage Court Of Memphis
Olive Branch, MS
3.5 · 33 reviews

Brookdale Germantown
Olive Branch, MS
4.1 · 23 reviews

Brookdale Biloxi
Biloxi, MS
4.1 · 21 reviews

The Gardens Ocean Springs, MS
Ocean Springs, MS
4.8 · 20 reviews

Brookdale Dogwood Creek
Olive Branch, MS
4.7 · 20 reviews

The Pointe At Kirby Gate
Olive Branch, MS
4.6 · 20 reviews
Caregivers who come to you
Top home care in Mississippi

Right At Home Northwest Mississippi & Mississippi Delta
Cleveland, MS
4.6 · 76 reviews

Right At Home Mississippi Gulf Coast
Bay Saint Louis, MS
4.8 · 49 reviews

Right At Home Pine Belt, Ms
Laurel, MS
4.5 · 17 reviews

Salus Home Care, Llc
Biloxi, MS
5.0 · 10 reviews

Home Instead Senior Care - Clinton, Ms
Clinton, MS
4.7 · 7 reviews

Home Instead Senior Care - Hattiesburg, Ms
Petal, MS
5.0 · 5 reviews
Local pricing
Assisted living monthly cost by city in Mississippi
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
Common questions about senior living in Mississippi
- What types of senior care are available in Mississippi?
- Mississippi has communities offering assisted living, memory care, independent living, home care, and skilled nursing. Larger metros have more depth of options across all care levels; smaller markets may have fewer choices in any single category.
- How much does assisted living cost in Mississippi?
- Assisted living costs in Mississippi vary widely by metro, apartment size, and the resident's level of care. The national median is roughly $5,000 per month; major metros tend to run higher and rural areas lower. Each community sets its own pricing - request a written cost breakdown when you tour.
- Does Mississippi Medicaid pay for assisted living?
- Medicaid does not pay for room-and-board in assisted living, but Mississippi's Home and Community Based Services (HCBS) waiver may cover some assisted-living services for eligible residents. Coverage and eligibility vary - check directly with your state's Medicaid agency or an elder-law attorney.
- How do I evaluate a nursing home in Mississippi?
- Start with the CMS 5-star rating on Medicare.gov for any Medicare-certified facility, then look at the underlying staffing data and the most recent state inspection report. Tour the facility, watch staff interact with residents, and ask about staffing levels during evenings and overnight.
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