Why not move to The Ocean State, Rhode Island? While the state might be small, it has a lot of activities you can do. From trying all its unique seafood to sailing, you can find something that fits your needs. Another plus about Rhode Island is that the weather is quite lovely, bringing in warm summers and cold winters. If that sounds like a good retirement, Rhode Island could be a consideration. However, is Rhode Island affordable for you? Let's break down the living costs in this state and see if it is.
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Unfortunately, Rhode Island is nearly 20 points above the national average. In all areas, except for median home cost, which is $30K lower than the US average, Rhode Island is more expensive. Housing and utilities make up most of these extra payments, meaning that you might want to save up and be mindful of living here. If you can afford it, Rhode Island can be a fun state. However, other states are on the coastline and cost less than the national average, so you might also want to look at those.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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4.3 · 11 reviews
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Guides for families
Resource library
For two years, a federal program quietly held down the premiums on stand-alone Medicare drug plans. It ends with the 2027 plan year, which is why some Part D premiums could jump more this Open Enrollment than they have recently. Here is what changed, who is affected, and how to protect your drug costs before December 7.
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In 2027, the full retirement age for Social Security finishes its long climb to 67. People born in 1960 are the first group to reach a full retirement age of exactly 67. Here is what that changes, what it does not, and how the age you claim still moves your check by hundreds of dollars a month.
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Find affordable lawn care for seniors through volunteer groups, local assistance programs, and competitive quotes. Learn how to request discounts and reduce ongoing yard maintenance costs.
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Fifteen senior discounts and memberships that are actually published, with the age, the price and the fine print for each, plus which store discounts are real only if your local branch says so.
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Five of these 18 chains publish a senior or member discount you can count on. The other 13 leave it to the franchise owner. Here's which is which, what's been reported, and how to ask.
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