If you're looking to retire, The Palmetto State could be one you want to consider. Despite being overshadowed by states such as Florida, South Carolina has many things you might want if you're looking to retire. For example, South Carolina is home to beaches, golf courses, and communities that retirees will love. It also has a mild winter and a warm summer, though some areas can get a cooler winter. South Carolina is an exciting state, but is it for you? In the next section, we will look at the cost of living and see if it is.
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Overall, the cost of living in South Carolina is over 4 points less than the national average. While utilities and groceries are more than the national average, finding housing is affordable. The housing costs are nearly 20 points below the national average. Not only that, but the median home costs are over $100K less than the average. The rent is less expensive on average, too. These prices can be pretty tempting for someone who wants to retire to Florida and wants more competitive home rates. In this case, South Carolina might be what you are looking for in a state.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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Local pricing
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
| City | Avg. monthly cost |
|---|---|
| Abbeville | $6,113.00 |
| Adams Run | $6,010.00 |
| Aiken | $6,010.00 |
| Alcolu | $6,010.00 |
| Allendale | $6,010.00 |
| Anderson | $5,955.00 |
| Andrews | $5,928.00 |
| Arcadia | $5,272.00 |
| Awendaw | $4,999.00 |
| Aynor | $4,917.00 |
| Ballentine | $4,917.00 |
| Bamberg | $4,887.00 |
| Barnwell | $4,753.00 |
| Batesburg | $4,521.00 |
| Bath | $4,370.00 |
| Beaufort | $4,261.00 |
| Beech Island | $4,020.00 |
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