Senior living in Vermont
If you're looking to retire, why not move to the Green Mountain State? Vermont is a great state to move to if you're considering a place with foods galore. In Vermont, you can expect some fantastic wineries, yummy produce, and nature you can get lost in. If you're a winter lover, you will love Vermont, as the winters are long and the summers are mild. Vermont is one of the greats, and with greatness comes a cost of living that's a little high. Read below to see the breakdown of the cost of living in Vermont. Also, see the cost compared to the rest of the US.
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Cost of living in Vermont
In Vermont, you do need to be mindful of the living costs. Overall, it's over 14 points higher than the national average, with the costs being above average across the board. One of the biggest offenders is the cost of housing, which is over 36 points higher than the national average! Another offender is the utilities, which cost around 20 points. However, the median home cost is cheaper than the national average. Luckily, there are areas where it's less affordable than others, meaning it is possible to have a happy and healthy retirement while in Vermont. But, of course, it does require you to do some careful research, so consider that.
Cost-of-living indices
100 = US average. Higher means more expensive.
- Overall
- 114.5
- Grocery
- 109.5
- Housing
- 136.7
- Utilities
- 120.6
- Transportation
- 116.4
- Misc.
- 104.1
Housing & rent
Statewide medians and averages.
- Median home
- $227,700
- Average rent
- $985
- Studio
- $0
- 1 bedroom
- $0
- 2 bedroom
- $0
- 3 bedroom
- $0
Care levels in Vermont
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
- AL
Assisted Living
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
- MC
Memory Care
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
- IL
Independent Living
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
- HC
Home Care
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
- SNF
Nursing Homes
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
- SA
Senior Apartments
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Popular cities in Vermont
- Burlington, VT14 communities
- Rutland, VT12 communities
- Bennington, VT7 communities
- Newport, VT4 communities
- Northfield, VT4 communities
- Shelburne, VT4 communities
- Brattleboro, VT3 communities
- Middlebury, VT3 communities
- Windsor, VT3 communities
- Waterbury, VT2 communities
- Williamstown, VT2 communities
- Ascutney, VT1 community
Hand-picked from our directory
Top assisted living in Vermont
Champlain Valley Senior Community
Burlington, VT
4.5 · 8 reviews
Danforth Adult Care Center
Bennington, VT
4.3 · 7 reviews
The Residence At Shelburne Bay
Shelburne, VT
4.1 · 7 reviews
Brookdale Fillmore Pond
Bennington, VT
4.8 · 6 reviews
The Residence At Otter Creek
Middlebury, VT
4.8 · 4 reviews
Loretto Home
Rutland, VT
3.3 · 4 reviews
Caregivers who come to you
Top home care in Vermont
Local pricing
Assisted living monthly cost by city in Vermont
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
| City | Avg. monthly cost |
|---|---|
| Adamant | $6,113.00 |
| Albany | $6,010.00 |
| Alburgh | $6,010.00 |
| Arlington | $6,010.00 |
| Ascutney | $6,010.00 |
| Averill | $5,955.00 |
| Bakersfield | $5,928.00 |
| Barnard | $5,272.00 |
| Barnet | $4,999.00 |
| Barre | $4,917.00 |
| Barton | $4,917.00 |
| Beebe Plain | $4,887.00 |
| Beecher Falls | $4,753.00 |
| Bellows Falls | $4,521.00 |
| Belmont | $4,370.00 |
| Belvidere Center | $4,261.00 |
| Bennington | $4,020.00 |
Common questions about senior living in Vermont
- What types of senior care are available in Vermont?
- Vermont has communities offering assisted living, memory care, independent living, home care, and skilled nursing. Larger metros have more depth of options across all care levels; smaller markets may have fewer choices in any single category.
- How much does assisted living cost in Vermont?
- Assisted living costs in Vermont vary widely by metro, apartment size, and the resident's level of care. The national median is roughly $5,000 per month; major metros tend to run higher and rural areas lower. Each community sets its own pricing - request a written cost breakdown when you tour.
- Does Vermont Medicaid pay for assisted living?
- Medicaid does not pay for room-and-board in assisted living, but Vermont's Home and Community Based Services (HCBS) waiver may cover some assisted-living services for eligible residents. Coverage and eligibility vary - check directly with your state's Medicaid agency or an elder-law attorney.
- How do I evaluate a nursing home in Vermont?
- Start with the CMS 5-star rating on Medicare.gov for any Medicare-certified facility, then look at the underlying staffing data and the most recent state inspection report. Tour the facility, watch staff interact with residents, and ask about staffing levels during evenings and overnight.
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