If you want to head to the mountains, then The Mountain State is an excellent place for you to retire. Not only can you live in an area with some gorgeous views, but you can participate in other activities relating to mountains. While West Virginia can get a little humid, its climate can be ideal for a senior who likes consistent weather. West Virginia always has an adventure, making it a state with many surprises waiting. Besides its gorgeous sites, West Virginia is a state with a lower cost of living, which we'll discuss now.
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The cost of living is almost 10 points below the national average, making West Virginia a place you can retire to on a budget. In addition, West Virginia is a state that has some of the cheapest housing in the country, with its housing price being nearly 23 points below the national average. Meanwhile, its home costs are $119K, while the national average is $291K. Talk about a remarkable difference. West Virginia is also known for its cheaper utilities, 12 points below the national average. With that said, not everything is less expensive in West Virginia. The costs for transportation are a bit more, alongside the costs for other miscellaneous goods.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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Hand-picked from our directory
Bridgeport, WV
4.3 · 15 reviews
Charleston, WV
3.6 · 15 reviews
Huntington, WV
4.3 · 12 reviews
Huntington, WV
2.7 · 11 reviews
Barboursville, WV
4.4 · 8 reviews
Dunbar, WV
4.7 · 7 reviews
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Guides for families
Resource library
For two years, a federal program quietly held down the premiums on stand-alone Medicare drug plans. It ends with the 2027 plan year, which is why some Part D premiums could jump more this Open Enrollment than they have recently. Here is what changed, who is affected, and how to protect your drug costs before December 7.
Resource library
In 2027, the full retirement age for Social Security finishes its long climb to 67. People born in 1960 are the first group to reach a full retirement age of exactly 67. Here is what that changes, what it does not, and how the age you claim still moves your check by hundreds of dollars a month.
Resource library
The federal government has stopped mailing most paper checks, and Social Security wants every beneficiary on direct deposit or a Direct Express card by the end of 2026. Fewer than 1 percent of recipients still get a check in the mail. Here is who is affected, how to switch, and the narrow exceptions that let a few people keep paper.
Savings
Costco does not offer senior discounts, but retirees have other ways to save through membership benefits. Compare the annual fee with potential savings on hearing aids, prescriptions, gas, and bulk essentials.
Savings
McDonald's senior discounts vary by location and usually apply to coffee or other beverages. Learn how to check eligibility, request senior pricing, and compare your savings with app offers.
Buying guide
Compare 11 walking shoes for older women, with options for cushioning, stability, wider feet, and easy fastening. This guide covers fit, support, and trade-offs to help you choose a pair for your daily walks.
More beyond care: all savings guides and all buying guides.
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