One place to consider is the Empire State if you want to retire. When you think of New York, you typically think of New York City, one of the biggest hubs for culture globally. Retiring to the Big Apple can ensure that you spend your later years in an area that's stimulating both physically and mentally. But, of course, New York is more than just the city. Outside of NYC, you can find beautiful landscapes, including Niagra Falls. So if you want to live in New York on a budget, you might be able to find a place there that you will love.
The cost of living in New York is nearly 40 points above the national average. While utilities are slightly less, everything else is more expensive, especially the housing. Expect to pay over 130 points more than the national average, with a median home cost that is also more expensive. Of course, much of this is due to living in NYC, where buying a home can cost you much money. However, if you look to move outside of the city, you can find much more affordable homes. You can also get the best of both worlds by moving to a smaller town closer to the city.
| COST OF LIVING | New York | United States |
|---|---|---|
| Overall | 139.1 | 100 |
| Grocery | 118.3 | 100 |
| Housing | 230.2 | 100 |
| Median Home Cost | $313,700 | $291,700 |
| Utilities | 99.2 | 100 |
| Transportation | 110.6 | 100 |
| Miscellaneous | 114.8 | 100 |
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