Cost For In-Home Care Services in California

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Home care is a professional, experienced, and reliable service allowing senior citizens to live within the comfort of their homes. It helps older or aging adults and individuals who need assistance in daily life.

The purpose is to prevent your senior family member from falls and accidents, reduce the risk of chronic health conditions, and assist with disability. Research shows that the average in-home care cost in the U.S is $4,957 per month.

However, the price is higher for home health care services, which, on average, is $5148 per month. In-home care cost for seniors depends on various factors, such as the number of hours a caregiver spends with your family member, the type of services, and the supplies required for support in daily living.

Bear in mind that in-home care is a personalized service, meaning the service varies from person to person. Therefore, costs vary from region to region, state to state, agency to agency, and the type of services provided. How much do in-home care services cost in California? Today’s article will answer this question.

How Much Do In-Home Care Services Cost in California?

Genworth’s cost of care survey highlights that the average cost of in-home care in California is between $4,000 and $4,500 per month. The average monthly cost ranges between $3175 and $5,853based on different Californian regions.

For instance, Marin County, including Napa, Santa Cruz, San Luis Obispo, and San Jose, is the most expensive Californian area for in-home care services. The average monthly cost range between $5,250 and $5,853 per month.

Although Marin County has San Francisco, it is relatively more affordable than other areas, and the average in-home care service cost in this city is $4,750 per month. Moreover, the average price of in-home care services in Los Angeles, and Sacramento is $4,500 per month.

Unlike Marin County, which is the most expensive for in-home care services, inland cities, including Riverside, Stockton, Merced, Madera, and Bakersfield, are the most affordable. The average monthly cost in these cities is between $3,175 and $3,650 per month.

How to Calculate In-Home Care Costs?

Different types of in-home care services exist, and regardless of which one you choose for your family member, you will get an estimate based on a thorough evaluation of your loved one’s personal needs.

A professional, licensed, and experienced care worker or agency carries out the assessment to give you an estimate. A home care agency may or may not charge a non-refundable fee for the evaluation because this depends on the organization you choose for in-home care services.

Cost Per Hour

Cost per hour is the standard method to determine the amount of money you will spend on in-home care services in California. For example, if your senior family member remains autonomous in their daily activities, they may not need 24/7 care or assistance from a professional caregiver.

Some senior citizens require caregivers for no more than 4-5 hours a day. In that case, you will pay less for the service. However, the cost still depends on the agency’s experience and reputation. Most in-home care agencies have set minimum daily hours for their caregivers. It is two or four hours minimum in California.

Cost Per Day

It is another way to determine the cost of in-home care services in California. The approach is reliable for senior citizens who need around-the-clock assistance. So, the agency calculates the rates on a daily basis with allowances for the time professional caregivers take off for breaks.

Generally, the cost per day most in-home care agencies charge is between $200 and $350. Remember, the costs/charge depends on where your family member lives and how much care they need from caregivers, including personalized or specialized assistance.

How Do You Pay For Your In-Home Care Service?

Numerous methods exist to pay for your family member’s in-home care. Out-of-pocket is the most common method to pay for home care services in California. However, some senior citizens or families have third parties paying for in-home care services. Third parties who pay for such services include:

  • Medicaid
  • Medicare
  • Veteran Affairs
  • Health insurance company
  • Managed care plans
  • NGOs
  • Friends
  • Churches
  • Well-wishers
  • Etc.

Final Words

People in the United States spend an average of $4,000 to $4,500 for in-home care services. The cost is almost the same in California but fluctuates in different regions. The bottom line is to find and hire an in-home care service with qualified and experienced caregivers. At the same time, consider or calculate the costs before hiring a service. Until Next Time!