Senior living in Indiana
If you're looking for a state to retire to, the Hoosier State may be what you're looking for in a retirement place. Indiana is well-known for its vast farmlands, which can be excellent if you're looking for a place to spend your golden years at. You can grow some corn, watch the Indy 500, or enjoy your home in peace. The weather can be a little muggy but is balanced overall. The sights in Indiana can be gorgeous, particularly regarding its state parks. In addition, Indiana is known for its low cost of living, which we will discuss now.
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Cost of living in Indiana
The cost of living in Indiana is 10 points below the national average. On average, the cost of a home is around $186,100, with utilities costing about slightly less than the national average, however, health and transportation are much cheaper a month compared to the rest of the country. . Overall, Indiana’s cost of living is much cheaper, with housing being almost half of what the national average is, compared to the rest of the country. If you’re looking to save money when you retire, this is a great place to look into, especially if you don’t want to move somewhere expensive.
Cost-of-living indices
100 = US average. Higher means more expensive.
- Overall
- 90
- Grocery
- 92.4
- Housing
- 76.4
- Utilities
- 96.7
- Transportation
- 96.6
- Misc.
- 95.2
Housing & rent
Statewide medians and averages.
- Median home
- $141,700
- Average rent
- $826
- Studio
- $669
- 1 bedroom
- $717
- 2 bedroom
- $896
- 3 bedroom
- $1,052
Care levels in Indiana
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
- AL
Assisted Living
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
- MC
Memory Care
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
- IL
Independent Living
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
- HC
Home Care
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
- SNF
Nursing Homes
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
- SA
Senior Apartments
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Popular cities in Indiana
- Indianapolis, IN129 communities
- Fort Wayne, IN57 communities
- Clarksville, IN50 communities
- Evansville, IN46 communities
- Carmel, IN34 communities
- Advance, IN32 communities
- Lafayette, IN27 communities
- Mishawaka, IN25 communities
- Terre Haute, IN21 communities
- Bloomington, IN19 communities
- Jeffersonville, IN17 communities
- Kokomo, IN17 communities
Hand-picked from our directory
Top assisted living in Indiana
Tanglewood Trace
Mishawaka, IN
4.2 · 39 reviews
Robin Run Village Indianapolis, IN
Indianapolis, IN
4.5 · 29 reviews
Sugar Grove
Plainfield, IN
4.0 · 29 reviews
Storypoint Ft. Wayne
Fort Wayne, IN
4.9 · 27 reviews
Rosegate Assisted Living And Garden Homes
Indianapolis, IN
4.5 · 27 reviews
Traditions At Solana
Indianapolis, IN
4.0 · 27 reviews
Caregivers who come to you
Top home care in Indiana
Home Instead Senior Care - Indianapolis North
Indianapolis, IN
4.9 · 270 reviews
Visiting Angels Of Schererville
Schererville, IN
4.5 · 123 reviews
Home Instead Senior Care - East Indianapolis, In
Indianapolis, IN
4.9 · 121 reviews
Brightstar Care West Lake County
Highland, IN
4.5 · 112 reviews
Right At Home Anderson, In
Anderson, IN
4.6 · 89 reviews
Brightstar Care Valparaiso
Valparaiso, IN
4.2 · 85 reviews
55+ housing without daily care
Best senior apartments in Indiana
Local pricing
Assisted living monthly cost by city in Indiana
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
Common questions about senior living in Indiana
- What types of senior care are available in Indiana?
- Indiana has communities offering assisted living, memory care, independent living, home care, and skilled nursing. Larger metros have more depth of options across all care levels; smaller markets may have fewer choices in any single category.
- How much does assisted living cost in Indiana?
- Assisted living costs in Indiana vary widely by metro, apartment size, and the resident's level of care. The national median is roughly $5,000 per month; major metros tend to run higher and rural areas lower. Each community sets its own pricing - request a written cost breakdown when you tour.
- Does Indiana Medicaid pay for assisted living?
- Medicaid does not pay for room-and-board in assisted living, but Indiana's Home and Community Based Services (HCBS) waiver may cover some assisted-living services for eligible residents. Coverage and eligibility vary - check directly with your state's Medicaid agency or an elder-law attorney.
- How do I evaluate a nursing home in Indiana?
- Start with the CMS 5-star rating on Medicare.gov for any Medicare-certified facility, then look at the underlying staffing data and the most recent state inspection report. Tour the facility, watch staff interact with residents, and ask about staffing levels during evenings and overnight.
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