If you're looking for a state to retire to, the Hoosier State may be what you're looking for in a retirement place. Indiana is well-known for its vast farmlands, which can be excellent if you're looking for a place to spend your golden years at. You can grow some corn, watch the Indy 500, or enjoy your home in peace. The weather can be a little muggy but is balanced overall. The sights in Indiana can be gorgeous, particularly regarding its state parks. In addition, Indiana is known for its low cost of living, which we will discuss now.
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The cost of living in Indiana is 10 points below the national average. On average, the cost of a home is around $186,100, with utilities costing about slightly less than the national average, however, health and transportation are much cheaper a month compared to the rest of the country. . Overall, Indiana’s cost of living is much cheaper, with housing being almost half of what the national average is, compared to the rest of the country. If you’re looking to save money when you retire, this is a great place to look into, especially if you don’t want to move somewhere expensive.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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Hand-picked from our directory

Mishawaka, IN
4.2 · 39 reviews

Indianapolis, IN
4.5 · 29 reviews

Plainfield, IN
4.0 · 29 reviews

Fort Wayne, IN
4.9 · 27 reviews

Indianapolis, IN
4.5 · 27 reviews

Indianapolis, IN
4.0 · 27 reviews
Caregivers who come to you

Indianapolis, IN
4.9 · 270 reviews

Schererville, IN
4.5 · 123 reviews

Indianapolis, IN
4.9 · 121 reviews

Highland, IN
4.5 · 112 reviews

Anderson, IN
4.6 · 89 reviews

Valparaiso, IN
4.2 · 85 reviews
55+ housing without daily care
Local pricing
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
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