If you're looking for a state to retire to, the Hoosier State may be what you're looking for in a retirement place. Indiana is well-known for its vast farmlands, which can be excellent if you're looking for a place to spend your golden years at. You can grow some corn, watch the Indy 500, or enjoy your home in peace. The weather can be a little muggy but is balanced overall. The sights in Indiana can be gorgeous, particularly regarding its state parks. In addition, Indiana is known for its low cost of living, which we will discuss now.
Find senior living in Indiana
Or describe what you needand our AI helps narrow down.
The cost of living in Indiana is 10 points below the national average. On average, the cost of a home is around $186,100, with utilities costing about slightly less than the national average, however, health and transportation are much cheaper a month compared to the rest of the country. . Overall, Indiana’s cost of living is much cheaper, with housing being almost half of what the national average is, compared to the rest of the country. If you’re looking to save money when you retire, this is a great place to look into, especially if you don’t want to move somewhere expensive.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Mishawaka, IN
4.2 · 39 reviews
Indianapolis, IN
4.5 · 29 reviews
Plainfield, IN
4.0 · 29 reviews
Fort Wayne, IN
4.9 · 27 reviews
Indianapolis, IN
4.5 · 27 reviews
Indianapolis, IN
4.0 · 27 reviews
Caregivers who come to you
Indianapolis, IN
4.9 · 270 reviews
Schererville, IN
4.5 · 123 reviews
Indianapolis, IN
4.9 · 121 reviews
Highland, IN
4.5 · 112 reviews
Anderson, IN
4.6 · 89 reviews
Valparaiso, IN
4.2 · 85 reviews
55+ housing without daily care
Get matched
Tell us the city and care level you're considering. We'll send pricing and availability for Indiana communities that match. No phone calls until you ask.
Loading the matching form…
Powered by SilverAssist. By submitting this form you agree to our privacy policy.
Guides for families
Resource library
The enhanced premium tax credits that held down Affordable Care Act premiums from 2021 through 2025 have expired, and Congress has not renewed them for 2027. The 400 percent subsidy cliff is back, and adults 50 to 64 face the steepest increases. Here is what changed and what to do during open enrollment.
Resource library
If you claim Social Security early and keep working, 2027 lets you earn more before any benefit is held back. The under-full-retirement-age limit rises to $25,560 a year. Here is how the earnings test works, what counts as earnings, and why the money that is withheld is not actually gone.
Resource library
For two years, a federal program quietly held down the premiums on stand-alone Medicare drug plans. It ends with the 2027 plan year, which is why some Part D premiums could jump more this Open Enrollment than they have recently. Here is what changed, who is affected, and how to protect your drug costs before December 7.
Buying guide
A refurbished iPhone 13 costs $233 and still takes iOS updates into 2027. For most older adults it is the better buy over a $1,199 Pro Max. Eight models compared, with battery life and accessibility settings weighted over camera specs.
Savings
No agency pays a $3,000 senior benefit; the figure is an SSI asset limit that got repackaged. Here are the programs that do exist, who qualifies, what to have ready, and where to get free help applying.
Savings
Find affordable lawn care for seniors through volunteer groups, local assistance programs, and competitive quotes. Learn how to request discounts and reduce ongoing yard maintenance costs.
More beyond care: all savings guides and all buying guides.
Request pricing from Indiana communities that match your needs.
