Montana, or the Treasure State, can be a hidden treasure if you're looking to retire. If you're more of a winter person, you're lucky, as the summers here are short and the winters are cold. Besides that, Montana is an excellent place if you love living in the mountains or enjoying a good bison burger. Not only that, there is a good amount of urban life too. There's a lot to do in this state, which is why many people are looking to retire here. But, what about the cost of living? Let's break down the prices in the next section.
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Surprisingly, the cost of living in Montana is almost 7 points more than the national average, but there is a catch. The cost of living comes from its groceries and housing are much more, but the median home cost and rent are less. Also, the utilities are nearly 12 points below the national average. So, it is possible to find an affordable home to retire to with low utility costs with a bit of luck. If you can find that, you're in for a state that can be breathtaking for you to be in, and we believe that you will love what you see.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Billings, MT
4.6 · 26 reviews
Bozeman, MT
4.5 · 19 reviews
Great Falls, MT
4.7 · 15 reviews
Missoula, MT
4.4 · 12 reviews
Kalispell, MT
4.3 · 12 reviews
Billings, MT
4.3 · 9 reviews
Caregivers who come to you
Bozeman, MT
5.0 · 32 reviews
Bozeman, MT
4.8 · 26 reviews
Missoula, MT
5.0 · 13 reviews
Helena, MT
2.3 · 3 reviews
Bozeman, MT
5.0 · 2 reviews
Kalispell, MT
55+ housing without daily care
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