In retirement, you want a state that can make life's garden grow. Why not head over to the Garden State and make your dreams a reality? New Jersey is an intense state, with some gorgeous beaches, unique cultures, and yummy foods. New Jersey is also known as being the diner capital of the world. There's a reason The Sopranos faded to black in a diner. Of course, there are smaller areas if you want to be in New Jersey; you don't have to be in Newark. But, with that said, a state like New Jersey does come at a price, which we'll discuss below.
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New Jersey is a pricey state to live in, with the national average being over 25 points more than the rest of the country. In every area, New Jersey costs more. In most cases, it's only slightly more than the national average, but one area where that's not true is the cost of housing. Expect to pay 37 points more than the average, with the median home cost and rent expensive. However, many find the costs worth it, and with a bit of luck, you could find a good home in New Jersey that's much less than the national average.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Caregivers who come to you
Egg Harbor Township, NJ
4.8 · 125 reviews
Atco, NJ
4.6 · 118 reviews
Teaneck, NJ
4.5 · 89 reviews
Linwood, NJ
4.7 · 82 reviews
Washington, NJ
4.9 · 78 reviews
Andover, NJ
4.7 · 70 reviews
55+ housing without daily care
Local pricing
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
| City | Avg. monthly cost |
|---|---|
| Absecon | $6,113.00 |
| Adelphia | $6,010.00 |
| Allamuchy | $6,010.00 |
| Allendale | $6,010.00 |
| Allenhurst | $6,010.00 |
| Allentown | $5,955.00 |
| Allenwood | $5,928.00 |
| Alloway | $5,272.00 |
| Alpine | $4,999.00 |
| Andover | $4,917.00 |
| Annandale | $4,917.00 |
| Asbury | $4,887.00 |
| Asbury Park | $4,753.00 |
| Atco | $4,521.00 |
| Atlantic City | $4,370.00 |
| Atlantic Highlands | $4,261.00 |
| Audubon | $4,020.00 |
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