Senior living in North Dakota
North Dakota is known by many names, such as the Flickertail State, Peace Garden State, and even Heaven. If you're retiring, North Dakota can be the closest thing to heaven on earth, having gorgeous lands that spread as far as the eyes can see. Not only that, but North Dakota can have some fantastic weather. While the winters can be harsh, the summers are much more temperate and can be an excellent place to live, especially if you like long days. Best of all, the cost of living is reasonable, being less than the national average. Read below to learn more.
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Cost of living in North Dakota
The cost of living in North Dakota is over a point less than the national average. While some areas, such as groceries and transportation, cost more, North Dakota makes up for that with lower rent and housing. If you're going to buy a home, the median home cost can be over $100K less than the national average. The utilities are also decent in North Dakota, being around 6 points less than the average in the country. If you play your cards right, North Dakota can be an affordable and great place to retire, so keep that in mind if you want to retire well.
Cost-of-living indices
100 = US average. Higher means more expensive.
- Overall
- 98.8
- Grocery
- 102.1
- Housing
- 93.7
- Utilities
- 93.3
- Transportation
- 105.2
- Misc.
- 96.3
Housing & rent
Statewide medians and averages.
- Median home
- $193,900
- Average rent
- $826
- Studio
- $657
- 1 bedroom
- $702
- 2 bedroom
- $861
- 3 bedroom
- $1,190
Care levels in North Dakota
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
- AL
Assisted Living
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
- MC
Memory Care
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
- IL
Independent Living
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
- HC
Home Care
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
- SNF
Nursing Homes
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
- SA
Senior Apartments
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Popular cities in North Dakota
- Bismarck, ND21 communities
- Fargo, ND9 communities
- Minot, ND8 communities
- Devils Lake, ND4 communities
- Dickinson, ND4 communities
- Williston, ND3 communities
- Garrison, ND2 communities
- Grand Forks, ND2 communities
- Jamestown, ND2 communities
- Lisbon, ND2 communities
- Valley City, ND2 communities
- Watford City, ND2 communities
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Local pricing
Assisted living monthly cost by city in North Dakota
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
Common questions about senior living in North Dakota
- What types of senior care are available in North Dakota?
- North Dakota has communities offering assisted living, memory care, independent living, home care, and skilled nursing. Larger metros have more depth of options across all care levels; smaller markets may have fewer choices in any single category.
- How much does assisted living cost in North Dakota?
- Assisted living costs in North Dakota vary widely by metro, apartment size, and the resident's level of care. The national median is roughly $5,000 per month; major metros tend to run higher and rural areas lower. Each community sets its own pricing - request a written cost breakdown when you tour.
- Does North Dakota Medicaid pay for assisted living?
- Medicaid does not pay for room-and-board in assisted living, but North Dakota's Home and Community Based Services (HCBS) waiver may cover some assisted-living services for eligible residents. Coverage and eligibility vary - check directly with your state's Medicaid agency or an elder-law attorney.
- How do I evaluate a nursing home in North Dakota?
- Start with the CMS 5-star rating on Medicare.gov for any Medicare-certified facility, then look at the underlying staffing data and the most recent state inspection report. Tour the facility, watch staff interact with residents, and ask about staffing levels during evenings and overnight.
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