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Senior living in Pennsylvania

If you want to retire, then the Keystone State may be an excellent place to set your anchor. It's a beautiful state for nature, a top location for agriculture and forestry. However, if you like city life, Pennsylvania has that as well. If you want surprising weather, Pennsylvania is also a good place for that, as you might get all four seasons here. Finally, it's a beautiful state with a lot of culture, making it a good choice if you want to retire. With that said, how does the cost of living compare with the rest of the country? Let's find out.

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Cost of living in Pennsylvania

Unfortunately, Pennsylvania is a state where the cost of living is slightly higher than the national average, though by less than two points. One of the most expensive parts of this city is transportation, so be mindful of that. Utilities and groceries are also nearly 10 points higher than the national average. However, the median home cost is over $100K less than the national average, and the average cost of rent is less. So if you play your cards right, you can find affordable living in Pennsylvania and have a great retirement.

Cost-of-living indices

100 = US average. Higher means more expensive.

Overall
101.7
Grocery
109.3
Housing
100.6
Utilities
109.5
Transportation
112
Misc.
102.9

Housing & rent

Statewide medians and averages.

Median home
$180,200
Average rent
$938
Studio
$782
1 bedroom
$840
2 bedroom
$1,033
3 bedroom
$1,154

Local pricing

Assisted living monthly cost by city in Pennsylvania

Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.

CityAvg. monthly cost
Aaronsburg$6,113.00
Abbottstown$6,010.00
Abington$6,010.00
Ackermanville$6,010.00
Acme$6,010.00
Acosta$5,955.00
Adah$5,928.00
Adamsburg$5,272.00
Adamstown$4,999.00
Adamsville$4,917.00
Addison$4,917.00
Adrian$4,887.00
Airville$4,753.00
Akron$4,521.00
Alba$4,370.00
Albion$4,261.00
Albrightsville$4,020.00

Common questions about senior living in Pennsylvania

What types of senior care are available in Pennsylvania?
Pennsylvania has communities offering assisted living, memory care, independent living, home care, and skilled nursing. Larger metros have more depth of options across all care levels; smaller markets may have fewer choices in any single category.
How much does assisted living cost in Pennsylvania?
Assisted living costs in Pennsylvania vary widely by metro, apartment size, and the resident's level of care. The national median is roughly $5,000 per month; major metros tend to run higher and rural areas lower. Each community sets its own pricing - request a written cost breakdown when you tour.
Does Pennsylvania Medicaid pay for assisted living?
Medicaid does not pay for room-and-board in assisted living, but Pennsylvania's Home and Community Based Services (HCBS) waiver may cover some assisted-living services for eligible residents. Coverage and eligibility vary - check directly with your state's Medicaid agency or an elder-law attorney.
How do I evaluate a nursing home in Pennsylvania?
Start with the CMS 5-star rating on Medicare.gov for any Medicare-certified facility, then look at the underlying staffing data and the most recent state inspection report. Tour the facility, watch staff interact with residents, and ask about staffing levels during evenings and overnight.

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