If you want to retire, then the Keystone State may be an excellent place to set your anchor. It's a beautiful state for nature, a top location for agriculture and forestry. However, if you like city life, Pennsylvania has that as well. If you want surprising weather, Pennsylvania is also a good place for that, as you might get all four seasons here. Finally, it's a beautiful state with a lot of culture, making it a good choice if you want to retire. With that said, how does the cost of living compare with the rest of the country? Let's find out.
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Unfortunately, Pennsylvania is a state where the cost of living is slightly higher than the national average, though by less than two points. One of the most expensive parts of this city is transportation, so be mindful of that. Utilities and groceries are also nearly 10 points higher than the national average. However, the median home cost is over $100K less than the national average, and the average cost of rent is less. So if you play your cards right, you can find affordable living in Pennsylvania and have a great retirement.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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