When you're retiring, one area you might consider is The Volunteer State, Tennessee. Tennessee is known for many things, including its mountains, country music, and southern hospitality. You get all four seasons with Tennessee, but they are pretty mild. So if you're looking for a place to retire, Tennessee might be just what you need. Whether you're donning a cowboy hat in Nashville or want to be left alone in a rural town, there's a place for you in Tennessee. Best of all, the state has an affordable cost of living. In the next section, we'll discuss the state's living costs.
Find senior living in Tennessee
Or describe what you needand our AI helps narrow down.
Tennessee has an affordable cost of living, being a little below 11 points the national average. In all aspects, including rent, Tennessee is cheaper than other states. The best example of this is its housing, over 20 points below the national average. The median home cost is a whopping $100K less than the average. Transportation is also affordable in Tennessee, allowing you to travel the state without paying too much. Overall, we believe that this state is one that you might want to retire to because of these facts. You can enjoy the retirement you deserve when you visit this state.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Knoxville, TN
4.5 · 29 reviews
Hendersonville, TN
4.0 · 28 reviews
Nashville, TN
4.3 · 26 reviews
Knoxville, TN
4.4 · 25 reviews
Johnson City, TN
4.2 · 23 reviews
Knoxville, TN
4.0 · 23 reviews
Caregivers who come to you
Get matched
Tell us the city and care level you're considering. We'll send pricing and availability for Tennessee communities that match. No phone calls until you ask.
Loading the matching form…
Powered by SilverAssist. By submitting this form you agree to our privacy policy.
Insurers are pulling out of some Medicare Advantage markets and trimming benefits for 2027. Humana alone expects its exits to affect about 600,000 members. Here is what is confirmed, what is only expected, and the special rights you get if your plan is dropped.
Social Security can now hold back up to 50 percent of a monthly benefit to recover an overpayment, up from the 10 percent cap in place a year earlier. Here is why the rate changed, who it affects, and the three forms that can stop or shrink the withholding.
A new federal law requires adults ages 19 to 64 on expanded Medicaid to work, volunteer, or study 80 hours a month to keep their coverage, starting by January 1, 2027. People 65 and older and those on disability are exempt, but adults 50 to 64 are expected to lose coverage in the largest numbers, often over paperwork rather than refusing to work.
Medicare's fall Open Enrollment runs October 15 through December 7, 2026, for coverage that starts January 1, 2027. The out-of-pocket cap on Part D drug costs rises to $2,400 and the deductible to $700. Here is what changed, the one letter you need to read, and how to compare plans before the window closes.
A federal tax law now gives most people 65 and older an extra $6,000 deduction, or $12,000 per couple, for tax years 2025 through 2028. It is not the same as ending taxes on Social Security. Here is who qualifies, how the income phaseout works, and how to claim it.
A 2025 federal law raised the age for SNAP work requirements from 54 to 64. Many adults in their late 50s and early 60s now have to work, train, or volunteer 80 hours a month to keep food benefits, and several long-standing exemptions are gone. Here is who is affected, who is not, and what to do.
Request pricing from Tennessee communities that match your needs.
