Detailed Review: Penney Retirement Community, Penney Farms, Florida
1. Overview Penney Retirement Community (PRC) is a well-established Continuing Care Retirement Community (CCRC) located at 3495 Hoffman Street, Penney Farms, FL 32079. Founded with a Christian mission, this 501©(3) not-for-profit organization has evolved into a vibrant, service-oriented community that welcomes seniors from diverse backgrounds. The community is uniquely positioned to offer a comprehensive continuum…

Overview
Penney Retirement Community is a continuing care retirement community at 3495 Hoffman Street in Penney Farms, Florida. It started with a Christian mission and today runs as a 501(c)(3) nonprofit open to seniors from every background. Housing spans the full range, from independent living to skilled nursing, with active living and volunteer work woven through daily life. Its on-campus skilled nursing center, The Pavilion for Health Care, is Medicare and Medicaid certified (CMS certification number 106096), and the federal quality figures in this review come from Medicare.gov Care Compare.
At a glance
| Measure | Detail |
|---|---|
| Community type | Continuing care retirement community (CCRC) |
| Location | Penney Farms, Florida |
| Care levels | Independent living, assisted living, memory care, skilled nursing |
| Skilled nursing center | The Pavilion for Health Care (50 beds) |
| Overall Medicare rating | 5 out of 5 stars |
| Health inspection rating | 5 out of 5 stars |
| Staffing rating | 5 out of 5 stars |
| Quality measures rating | 5 out of 5 stars |
| Total nurse staffing | About 5.5 hours per resident per day |
| Fines or penalties | None on record |
| Abuse icon | None |
| Medicare and Medicaid certified | Yes |
| CMS certification number | 106096 |
| Pricing | Not published online |
| Data source | Medicare.gov Care Compare |
Services offered
Independent living
PRC provides several housing options for active, independent seniors:
- Private homes and duplexes
- Apartments with different floor plans
- Freedom to furnish and decorate your space
Residents have maintenance-free housing and full access to community amenities while keeping their independence and lifestyle choices.
Assisted living
PRC runs two assisted living facilities:
- Beyer House offers comfortable apartments with 24-hour supervision and personalized care
- Penmor Place provides similar services in a homelike setting
Both facilities include:
- Help with daily living activities
- Housekeeping and laundry services
- Medication management
- 24-hour supervision
- Flexible dining in the facility or main dining room
The facilities have two-room apartments for couples, so partners can stay together even if only one needs assisted living.
Memory care
Hagen Memory Care is designed for residents with dementia and Alzheimer's disease:
- Staff trained in person-centered memory care
- Secure indoor and outdoor spaces
- Layout designed to reduce confusion
- Homelike environment that respects residents' dignity
- Located on the main campus, making visits convenient for family and friends
- Day care and respite options available for family caregivers
Skilled nursing care
The Pavilion for Health Care provides comprehensive nursing care:
- 50-bed facility built with input from residents and families
- Short-term rehabilitation services
- Long-term 24-hour nursing care
- Advanced medical care delivered with personal attention
- Recipient of the Governor's Gold Seal Award for Excellence in Long-Term Care ten times
- A top overall rating of 5 out of 5 stars from Medicare on Care Compare, with 5-star scores across all three components (health inspections, staffing, and quality measures). Reported staffing runs about 5.5 total nursing hours per resident per day, well above the national benchmark of roughly 3.5 hours, and recent inspections turned up very few deficiencies, with no fines or penalties on record and no abuse-warning icon.
Specialized care services
In addition to standard care levels, PRC offers:
- Wellness Clinic with on-campus primary care and specialty services through partnerships with major health systems
- Nurse Responder Program providing 24/7 in-person emergency and non-emergency services
- Rehabilitation Services including physical, occupational, and speech therapy in home, outpatient, or inpatient settings
- Respite Care for family caregivers who need a break
- Aging in Place Support with flexible programs for couples with different health needs
Amenities and facilities
PRC has amenities spread across its 1,000-acre campus:
Recreational facilities
- Indoor, solar-heated Olympic-size swimming pool
- 9-hole golf course
- Tennis courts
- Fitness and wellness center
- Jacuzzi
- Walking paths and outdoor spaces
Community spaces
- Library
- Game room
- Coffee shop
- Arts and crafts facilities
- Woodworking shop
- Community garden
Convenience services
- On-campus U.S. Post Office
- Transportation services for medical appointments and shopping
- On-site banking services
- Beauty salon and barbershop
Specialized workshops and services
- Bicycle and golf cart repairs
- Clock and watch repairs
- Copy center
- Electrical and electronic repairs
- Furniture repairs
- Media services
- Metal working
- Painting and refinishing
- Picture framing
- Upholstery
- Woodworking
Daily activities and programs
The community offers regular activities and programs to keep residents engaged:
Physical wellness
- Swimming in the Olympic-size pool
- Exercise classes in the fitness center
- Golf and tennis
- Walking clubs
Social engagement
- Community events and holiday celebrations
- Coffee shop socials
- Dining hall gatherings
Educational opportunities
- Lectures and classes
- Library resources
- Computer facilities
Spiritual life
- Church services
- Bible study groups
- Faith-based volunteer opportunities
Volunteer programs
- The "Personal Energy Transportation" program lets residents build mobility carts for people worldwide who cannot walk
- Many service opportunities both on-campus and in the wider community
Creative arts
- Arts and crafts workshops
- Woodworking projects
- Music activities
Testimonials from residents and families
It's still smart to tour in person and talk with current residents and families about day-to-day life. That said, Penney's federal quality record for skilled nursing is unusually strong, as the numbers below show.
Pricing information
PRC does not publish prices online, but residents report it is more affordable than many comparable communities:
Fee structure
- One-time entrance fee (varies by housing option)
- Monthly maintenance fee covering services and amenities
Financial considerations
- Residents keep control of their assets (no asset transfer required)
- Financial verification ensures residents can afford at least five years of service fees
- Financial assistance may be available for retired ministers and missionaries
- As a 501(c)(3), contributions to PRC may qualify for a tax deduction
Comparison with other facilities in the area
PRC stands apart from a lot of senior living in northeast Florida: it's a nonprofit offering the full continuum of care, from independent living through skilled nursing, all on one campus. Because it's a nonprofit, residents often report lower costs than at comparable for-profit communities, though you'll want to ask for current pricing directly and compare it against the specific alternatives you're weighing.
Advantages over competitors
- Nonprofit status keeps costs lower
- 1,000-acre campus with extensive amenities
- Strong volunteer and community-service culture
- Full range of care from independent living to skilled nursing
- Awards and 5-star ratings for quality
- Residents sit on the board (about one-third of seats)
- Christian values and community focus
Potential disadvantages
- New residents over 85 may not be accepted
- Rural location. Plenty of residents love the quiet, but if you visit often or need specialized medical care, the distance can wear on you. Factor in drive time, limited public transportation, and how far it is to major hospitals or specialized centers.
- Fewer luxury amenities than some newer facilities
Quality of care and staff responsiveness
PRC has built a strong reputation for quality care:
Healthcare excellence
- Ten-time recipient of the Governor's Gold Seal Award for Excellence in Long-Term Care
- 5-star rating from the Centers for Medicare and Medicaid Services
Staff quality
- 24/7 nurse responder program for immediate assistance
- Staff approach emphasizes dignity and personal relationships
- Consistent positive feedback about staff attentiveness and compassion
Healthcare coordination
- On-site wellness clinic staffed through partnerships with major health systems
- Easy access to rehabilitation services
Unique features and programs
Several aspects set PRC apart:
Service-oriented community
- Strong focus on volunteering and service
- Well-known PET mobility cart program
- Residents help run the community
Aging together philosophy
- Couples with different care needs can stay together. One partner might be in assisted living while the other is in memory care or skilled nursing, all on the same campus. It's a setup that keeps couples close while each person gets the right level of support.
- Two-room apartments in assisted living for couples
- Campus design makes it easy for spouses in different care levels to visit
Governance model
- Residents hold approximately one-third of board seats
- Residents have active input in community decisions and operations
Christian foundation
- Faith-based community with Christian values
- Welcomes people from diverse religious backgrounds
Self-contained community
- Functions like a small town with essential services on-site
- Post office, banking, dining, recreation, and healthcare all on campus
Reputation and recognition
PRC has received multiple awards and maintains strong community standing:
Awards and ratings
- Ten-time recipient of the Governor's Gold Seal Award for Excellence in Long-Term Care
- 5-star rating from the Centers for Medicare and Medicaid Services
Community standing
- Established in northeast Florida since its founding
- Known for volunteer service and community contributions
- Recognized for the PET mobility cart program
Recommendations for prospective residents and families
If you're considering PRC, here's what to do:
- Schedule an in-person visit. Call 904-284-8200 to tour the community and get a feel for the atmosphere.
- Ask about costs. Request specific pricing for entrance fees, monthly maintenance, and what services are included.
- Discuss care transitions. Find out how the community handles moves between different care levels, especially for couples.
- Look into volunteering. Ask what volunteer programs are available and whether they match your interests.
- Try the food. Have a meal in the dining hall to judge quality and atmosphere.
- Talk to residents. Speak with people living there now to learn about daily life.
- Learn about healthcare. Ask details about the Nurse Responder Program and on-site medical services.
- Confirm age eligibility. Some reviews mentioned an age limit for new residents.
- Check transportation. If you won't drive, confirm the community offers adequate transportation services.
- Assess fit. Consider whether the Christian, service-focused culture matches your values and lifestyle.
Conclusion
Penney Retirement Community is a faith-based community built around service and shared life. It offers a full continuum of care, generous amenities, and a skilled nursing center that has earned strong Medicare ratings and state awards.
What sets PRC apart is its nonprofit model, its deep volunteer culture, and the feeling of an actual community rather than just a place to live. Its care has been recognized with multiple awards.
For seniors who want an active, purposeful retirement in a supportive Christian community, with the reassurance that care will scale up as needs change, PRC is a solid choice.
Frequently asked questions
Get matched
Looking for senior care for someone you love?
Tell us what you're considering. We'll share independent matches and pricing directly with you. No phone calls until you ask for one.
- Takes about two minutes to complete.
- Pricing details emailed to you. No phone calls until you ask for one.
- Independent matching. We do not own the communities we list.
Loading the matching form…
Powered by SilverAssist. By submitting this form you agree to our privacy policy.
More from our editors
All articles
Senior Monitoring Systems: A Complete Guide to Keeping an Aging Parent Safe at Home
Senior monitoring systems range from one-button medical alerts to passive motion sensors, cameras, GPS trackers, and caregiver apps. Here is how the main types compare on what they do, what they cost, what Medicare covers, and how to choose the right one without crossing privacy lines.

Normal Blood Oxygen Levels by Age for Seniors: What SpO2 Should Be
A normal blood oxygen level for seniors is 95 to 100 percent, the same as for any healthy adult, and it does not drop by the decade the way some charts claim. Here is what your pulse oximeter number means, when a low reading is an emergency, and why the device can read falsely high.

Cholesterol Levels by Age Chart for Seniors: What's Normal After 60
A desirable total cholesterol is under 200, with LDL under 100 and HDL over 60, and those targets are the same at 70 as they are at 40. Here is what your cholesterol numbers mean, how they really change with age, and when the number actually calls for treatment.
Explore senior living options
Comparing care for yourself or a family member? Browse communities by care type and see what each option typically costs.
- Assisted livingHelp with daily activities, costs, and how to choose a community.
- Independent livingMaintenance-free communities for active older adults.
- Home careIn-home support for seniors aging in place.
- Nursing homesSkilled nursing care and Medicare star ratings.
- Senior apartmentsAge-restricted, budget-friendly rental housing.
- Cost of senior livingCompare typical monthly prices by care type and state.
