If you're looking to retire, one place to consider is the Great Lake State. Many retirees love to fish, and Michigan is the perfect place to do so, with a coastline that is over 3,000 miles. In addition, Michigan is an excellent area if you want to get lost in the forests. So if you wish to move to Detroit or get lost in the wilderness, Michigan is a great place. Another reason why Michigan is a good state because the Great Lakes cool the summer heat and warm the winter air. Best of all, Michigan is affordable.
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In Michigan, the cost of living is nearly 11 points below the national average. In almost areas, including rent, Michigan is cheaper. One area where the cost of living is slightly more expensive is transportation. However, housing more than makes up for this, with the price being nearly 20 points below the national average. The median home cost is also almost $140k below the national average. Groceries are also more affordable, being 9 points below the national average. In conclusion, if you want to move to Michigan, you can live a happy retirement without spending too much on it.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory

Royal Oak, MI
4.9 · 47 reviews

Brighton, MI
4.6 · 47 reviews

Southfield, MI
4.0 · 44 reviews

Southfield, MI
2.6 · 43 reviews

East Lansing, MI
4.0 · 42 reviews

Dearborn, MI
3.5 · 35 reviews
Caregivers who come to you

Atlas, MI
4.8 · 225 reviews

Bloomfield Hills, MI
4.5 · 165 reviews

Lansing, MI
4.4 · 152 reviews

Chelsea, MI
4.2 · 117 reviews

Plymouth, MI
4.8 · 99 reviews

Farmington, MI
4.6 · 97 reviews
55+ housing without daily care
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Guides for families

Resource library
For two years, a federal program quietly held down the premiums on stand-alone Medicare drug plans. It ends with the 2027 plan year, which is why some Part D premiums could jump more this Open Enrollment than they have recently. Here is what changed, who is affected, and how to protect your drug costs before December 7.

Resource library
In 2027, the full retirement age for Social Security finishes its long climb to 67. People born in 1960 are the first group to reach a full retirement age of exactly 67. Here is what that changes, what it does not, and how the age you claim still moves your check by hundreds of dollars a month.

Resource library
The federal government has stopped mailing most paper checks, and Social Security wants every beneficiary on direct deposit or a Direct Express card by the end of 2026. Fewer than 1 percent of recipients still get a check in the mail. Here is who is affected, how to switch, and the narrow exceptions that let a few people keep paper.

Savings
McDonald's senior discounts vary by location and usually apply to coffee or other beverages. Learn how to check eligibility, request senior pricing, and compare your savings with app offers.

Buying guide
Compare 11 walking shoes for older women, with options for cushioning, stability, wider feet, and easy fastening. This guide covers fit, support, and trade-offs to help you choose a pair for your daily walks.

Buying guide
Learn how to interpret weight and BMI charts for women over 50, 60, and 70, including their limits. Understand why muscle mass, bone health, and changes in weight deserve attention alongside the number on your scale.
More beyond care: all savings guides and all buying guides.
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