If you're looking to retire, one place to consider is the Great Lake State. Many retirees love to fish, and Michigan is the perfect place to do so, with a coastline that is over 3,000 miles. In addition, Michigan is an excellent area if you want to get lost in the forests. So if you wish to move to Detroit or get lost in the wilderness, Michigan is a great place. Another reason why Michigan is a good state because the Great Lakes cool the summer heat and warm the winter air. Best of all, Michigan is affordable.
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In Michigan, the cost of living is nearly 11 points below the national average. In almost areas, including rent, Michigan is cheaper. One area where the cost of living is slightly more expensive is transportation. However, housing more than makes up for this, with the price being nearly 20 points below the national average. The median home cost is also almost $140k below the national average. Groceries are also more affordable, being 9 points below the national average. In conclusion, if you want to move to Michigan, you can live a happy retirement without spending too much on it.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
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Hand-picked from our directory
Royal Oak, MI
4.9 · 47 reviews
Brighton, MI
4.6 · 47 reviews
Southfield, MI
4.0 · 44 reviews
Southfield, MI
2.6 · 43 reviews
East Lansing, MI
4.0 · 42 reviews
Dearborn, MI
3.5 · 35 reviews
Caregivers who come to you
Atlas, MI
4.8 · 225 reviews
Bloomfield Hills, MI
4.5 · 165 reviews
Lansing, MI
4.4 · 152 reviews
Chelsea, MI
4.2 · 117 reviews
Plymouth, MI
4.8 · 99 reviews
Farmington, MI
4.6 · 97 reviews
55+ housing without daily care
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Insurers are pulling out of some Medicare Advantage markets and trimming benefits for 2027. Humana alone expects its exits to affect about 600,000 members. Here is what is confirmed, what is only expected, and the special rights you get if your plan is dropped.
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