Senior discounts, benefits, and ways to lower the cost of aging.
134 articles
Senior discounts are mostly small - a few dollars here, ten percent there - but they add up over a year. More substantial savings come from public benefits programs that adults over 65 often don't know they qualify for: SNAP for low-income seniors, LIHEAP for energy assistance, Medicare Savings Programs that cover Medicare premiums for households below specific income thresholds. Our savings coverage covers the small (which restaurants and retailers offer real senior discounts versus token ones), the medium (property-tax breaks for seniors in most states), and the substantial (the public-benefit programs most older adults qualify for but never apply for).
The application paperwork is often the only barrier between an older adult and several thousand dollars a year of cost reduction.
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For the first time, Medicare Part D has a hard ceiling on what enrollees pay out of pocket for covered prescriptions: $2,000 a year. The cap took effect January 1, 2025, replacing the old open-ended catastrophic phase. A separate sign-up, the Medicare Prescription Payment Plan, lets you spread that $2,000 across monthly bills instead of paying it all in the first weeks of a year. Here is what is covered, who saves the most, and how to actually use it.
June 3, 2026
