If you want to retire happily, one place you'll want to consider is the North Star State, named due to it being the most north the country has to offer. Minnesota is a place of gorgeous wilderness, as long as you're mindful of the weather. The summers are hot, and the winters are cold here, so keep that in mind. However, if you're aware of that, you're in for a treat, This state is a hotbed of culture and fun. With that said, what is the cost of living in Minnesota? We'll tell you in the next section.
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If you're looking for a state with a low cost of living, you might be a bit disappointed. Unfortunately, the cost of living is 1.6 points more than the national average. The main reasons for this are the costs of groceries, transportation, and miscellaneous expenses. The rent is slightly higher than the national average as well. However, suppose you can find an area with affordable groceries. In that case, you could be able to even it out through its cost of housing, which is nearly 10 points below the national average, with a median home cost around $70k less than the national average.
Cost-of-living indices
100 = US average. Higher means more expensive.
Housing & rent
Statewide medians and averages.
Whether you're comparing options for a parent or planning ahead for yourself, here's where to start by care level.
Assisted living provides personal care, meals, and daily support for seniors who need help with everyday tasks but not full medical supervision.
Memory care is a specialized type of senior living for people with Alzheimer's disease, dementia, or other cognitive decline.
Independent living is community housing for active seniors who want amenities, social life, and freedom from home upkeep without daily personal-care services.
Home care brings personal-care services and companionship into the senior's own home rather than moving them into a community.
A skilled nursing facility (SNF, often called a nursing home) provides 24-hour licensed medical care and rehabilitation for seniors with serious health conditions.
Senior apartments are age-restricted rental homes - typically for residents 55+ or 62+ - designed for older adults who live independently.
Browse by city
Hand-picked from our directory
Anoka, MN
3.9 · 33 reviews
Cottage Grove, MN
3.1 · 27 reviews
Anoka, MN
4.0 · 22 reviews
Anoka, MN
3.8 · 22 reviews
Cottage Grove, MN
3.3 · 20 reviews
Anoka, MN
4.3 · 19 reviews
Caregivers who come to you
Lake Elmo, MN
4.5 · 119 reviews
Wayzata, MN
4.6 · 67 reviews
Afton, MN
4.8 · 53 reviews
Andover, MN
4.8 · 20 reviews
Andover, MN
4.9 · 10 reviews
Albertville, MN
4.8 · 10 reviews
55+ housing without daily care
Local pricing
Median monthly cost of assisted living, sourced from public data. Actual community pricing varies by apartment size, level of care, and amenities.
| City | Avg. monthly cost |
|---|---|
| Ada | $6,113.00 |
| Adams | $6,010.00 |
| Adolph | $6,010.00 |
| Adrian | $6,010.00 |
| Afton | $6,010.00 |
| Ah Gwah Ching | $5,955.00 |
| Aitkin | $5,928.00 |
| Akeley | $5,272.00 |
| Albany | $4,999.00 |
| Albert Lea | $4,917.00 |
| Alberta | $4,917.00 |
| Albertville | $4,887.00 |
| Alborn | $4,753.00 |
| Alden | $4,521.00 |
| Aldrich | $4,370.00 |
| Alexandria | $4,261.00 |
| Almelund | $4,020.00 |
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